Essays about: "consumption and disposable income"

Showing result 1 - 5 of 11 essays containing the words consumption and disposable income.

  1. 1. Flexibility capital within Swedish multifamily households A study on energy policy from a bottom-up approach

    University essay from Lunds universitet/Statsvetenskapliga institutionen

    Author : Kevin Perera; [2023]
    Keywords : Demand flexibility; Flexibility; Energy vulnerability; Renewable; Energy; Energy Policy; Law and Political Science;

    Abstract : The purpose of this study is to explore the relationship between energy vulnerability and the growing need for demand flexibility from the Swedish residential sector. Controlling for income, this supposed relationship was approached from the perspective of multifamily households. READ MORE

  3. 2. Household consumption: How households' disposable income, financial assets and total debt affect household consumption

    University essay from Södertörns högskola/Institutionen för samhällsvetenskaper

    Author : Endi Bolkvadze; Rebecka Ekblad; [2022]
    Keywords : Household consumption; Household disposable income; Household debt; Household financial assets; Smooth consumption; Paneldata; Fixed effects model;

    Abstract : This study examines whether macroeconomic variables, such as household disposableincome, financial assets and total debt affect household consumption by applying Panel dataon The fixed effects model. The data included 13 European OECD countries that are membersof EMU between the years 2009-2019. READ MORE

  4. 3. The nub of the household indebtedness, and its association to the housing market, from a Swedish point of view

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Anita Bacanovic; Doresa Abazi; [2020]
    Keywords : Household debt; housing price; interest rate; debt to disposable income; debt to assets; demographics; debt ratio; Business and Economics;

    Abstract : The debt to disposable income ratio of Swedish households has the past thirty years increased radically and mortgages cover eighty percent of household’s financial liabilities. According to the Life-cycle hypothesis, households maintain a steady consumption throughout their lifetime by accumulating mortgages in early ages with the aim to repay their debts when their economy becomes stronger as they become older. READ MORE

  5. 4. Savings and Low Interest Rates – Can Low Interest Rate Environments Change the Effects of Determinants of Savings?

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Nils Billgert; [2018]
    Keywords : interest; savings; substitution; income; wealth; Business and Economics;

    Abstract : This thesis examines the effects of a low real interest rate environment on household savings. It specifically analyses whether there can be an increased importance of the income effect relative to the intertemporal consumption substitution effect and whether there can be an increased potency in the wealth effect of the stock market due to the financial assets substitution effect in this environment. READ MORE

  6. 5. Effects of higher capital costs in local housing markets: Study in Täby, Upplands-Bro and Upplands Väsby municipality

    University essay from KTH/Fastigheter och byggande

    Author : Beatrice Niklasson; Linnéa Nordin; [2016]
    Keywords : Affordability; mortgage interest; capital; costs; household finances; housing market; amortization requirements; Betalningsförmåga; bolåneränta; kapitalkostnader; hushållsekonomi; bostadsmarknad; amorteringskrav;

    Abstract : This bachelor thesis aims to study the relationship between higher capital costs and the households' ability to repay their loans as well as how this affects the housing market. The work studies three areas in three different municipalities in the Stockholm region. READ MORE