Essays about: "credit card use"

Showing result 1 - 5 of 18 essays containing the words credit card use.

  1. 1. Credit Card Approval Prediction : A comparative analysis between logistic regressionclassifier, random forest classifier, support vectorclassifier with ensemble bagging classifier.

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Dhanush Janapareddy; Narendra Chowdary Yenduri; [2023]
    Keywords : Machine Learning; Logistic Regression; Random Forest; Support Vector Machine; Ensemble Learning Bagging.;

    Abstract : Background. Due to an increasing number of credit card defaulters, companies arenow taking greater precautions when approving credit applications. When a customermeets certain requirements, credit card firms typically use their experience todecide whether to grant them a credit card. READ MORE

  3. 2. The influence of macroenvironmental factors on online shopping and the use of BNPL

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Maria Hardin; Moira Twengström; [2022]
    Keywords : ‘Buy now; pay later’; consumer credit; online shopping; e-commerce; culture; ‘Buy now; pay later’; konsumentkredit; näthandel; e-handel; kultur;

    Abstract : In the early days of e-commerce, countries took to the phenomenon at very different speeds. Researchers proved the most important factors for this to be propensity for trust and the perceived risk of online purchases. READ MORE

  4. 3. Imbalanced Predictions

    University essay from Lunds universitet/Statistiska institutionen

    Author : Stella Säfström; [2022]
    Keywords : Imbalanced data; cost-sensitive learning; SMOTE; random undersampling; Mathematics and Statistics;

    Abstract : The aim of the thesis is to evaluate solutions to the class imbalance problem using real world data sets with varying degrees of class imbalance. The analysis is limited to binary classification. Three large data sets relating to credit card fraud, vehicle insurance and heart disease are used for the analysis. READ MORE

  5. 4. C&C architecture : Automation of the deployment of a sophisticated infrastructure, for new malicious uses, harder to detect

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Timon Glasser; [2021]
    Keywords : Command Control; botnets; RAT; detection; implementation; Red Team; Command Control; botnät; RAT; upptäckt; genomförande; Red Team;

    Abstract : Today cybersecurity is becoming a major concern for all of society. Companies can lose billions of dollars because of cyberattacks. States need to keep the vital infrastructure of the country running and must prepare for cyberwar against cyberterrorism and other states. READ MORE

  6. 5. The impact of distance, feature weighting and selection for KNN in credit default prediction

    University essay from Högskolan i Skövde/Institutionen för informationsteknologi

    Author : Huicheng Zhang; [2020]
    Keywords : ;

    Abstract : With the rapid spread of credit card business around the world, credit risk has also expanded dramatically. The occurrence of a large number of credit cardcustomer defaults has caused huge losses to financial institutions such as banks. Therefore, it is particularly important to accurately identify default customers. READ MORE