Essays about: "credit policy in banks"

Showing result 1 - 5 of 28 essays containing the words credit policy in banks.

  1. 1. Moral Hazard and Banking Risk, a Euro Area Analysis

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Emanuel Skeppås; [2023]
    Keywords : Moral Hazard; Capital regulation; Risk; Ownership Influence; Bank Charter; Profitability; Business and Economics;

    Abstract : The study investigates the effects of capital regulations on risk-taking within the Euro- zone banking sector from 2013 to 2019, specifically focusing on the impact of moral hazard stemming from bank charter value and ownership influence. Previous research suggests both bank charters and ownership influence can prompt different risk behaviours and po- tentially influence the effectiveness of capital regulations. READ MORE

  3. 2. The Impact of the Recession on Swedish Real Estate Companies : A Study of Financial Strategy and Risk Management of Companies with Different Credit Ratings

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Greta Aronsson; Elsa Johannessen; [2023]
    Keywords : Credit Rating; Financial Strategy; Risk Management; Capital Structure; Capital Market Financing; Bank Financing; Real Estate Market; Kreditbetyg; Finansiell strategi; Riskhantering; Kapitalstruktur; Kapitalmarknadsfinansiering; Bankfinansiering; Fastighetsmarknaden;

    Abstract : The world's economies are in a turbulent phase where rising inflation has hit the global and Swedish economy hard. The Central Bank of Sweden has raised the policy rate expansively in recent months, with the intention of curbing inflation. READ MORE

  4. 3. Trends in the Capital Structure and Risk Assessment of Swedish Real Estate Companies : A Study on the Impact of the 2022-2023 Shift in Interest Rates

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Karolina Landgärds; Hanna Lövgren; [2023]
    Keywords : Real estate; Capital structure; Financial risk; Interest rate risk; Fastigheter; Kapitalstruktur; Finansiell risk; Ränterisk;

    Abstract : This study aims to analyse the changes in the capital structure of Swedish real estate companies over the past five years, with a particular focus on the period 2022-2023, characterised by the policy interest rate increasing from zero to 3.5 percent. READ MORE

  5. 4. Let's get fiscal!

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : David Grahn; Stefania Mammos; [2022]
    Keywords : Fiscal policy; zero lower bound; private consumption; durable goods; non-durable goods; government spending; BSVAR; Business and Economics;

    Abstract : This thesis studies the effect on private consumption and its components by durability, following an exogenous shock to government spending, in Denmark and Sweden. In order to compare the outcomes when being at the zero lower bound (ZLB) or not, the quarterly data ranging from 1995 to 2020, is split into two sub-samples. READ MORE

  6. 5. Prosperity and security? : a study of resilience in Handelsbanken

    University essay from SLU/Dept. of Economics

    Author : Wilhelm Jarnvall; [2021]
    Keywords : resilience; financial crisis; banking; regulations; organisation culture; crisis management;

    Abstract : This thesis identifies the factors that make the Swedish bank Handelsbanken resilient. Throughout the financial crises in recent memory, Handelsbanken has remained strong and managed to avoid bailouts from the Swedish government. READ MORE