Essays about: "credit risk assessment"

Showing result 1 - 5 of 50 essays containing the words credit risk assessment.

1. 1. Risky Business: The Intersection of Sustainability and Credit Risk Assessment – a Strategic Perspective

   University essay from Blekinge Tekniska Högskola/Institutionen för strategisk hållbar utveckling

   Author : Vincenzo Giunta; Emma Bäckman; Monica Elizabeth Salirwe; Jackline Kalyonge; [2023]
   Keywords : credit risk assessment; Framework for Strategic Sustainable Development; sustainability integration; sustainability challenge;

   Abstract : The imminent consequences of the deteriorating state of the socio-ecological systems pose significant challenges to the well-being of society and societal functioning. The financial sector, specifically banks, plays a crucial role in the transition toward sustainable development because they hold the financial resources and the power to allocate these resources. READ MORE

3. 2. Investing in Emerging Markets: Environmental Performance and its Effect on Risk Profile

   University essay from Lunds universitet/Ekonomisk-historiska institutionen

   Author : Felicity Jaarnek; [2023]
   Keywords : CDS spread; sovereign debt; ESG; environment; emerging economies; Business and Economics;

   Abstract : Debt has gained paramount importance for policy makers, stakeholders, and investors due to its far-reaching implications on economic stability, growth prospects, and financial resilience. Meanwhile, environmental conditions are increasing in importance when assessing credit risk. READ MORE

4. 3. Trends in the Capital Structure and Risk Assessment of Swedish Real Estate Companies : A Study on the Impact of the 2022-2023 Shift in Interest Rates

   University essay from KTH/Fastighetsföretagande och finansiella system

   Author : Karolina Landgärds; Hanna Lövgren; [2023]
   Keywords : Real estate; Capital structure; Financial risk; Interest rate risk; Fastigheter; Kapitalstruktur; Finansiell risk; Ränterisk;

   Abstract : This study aims to analyse the changes in the capital structure of Swedish real estate companies over the past five years, with a particular focus on the period 2022-2023, characterised by the policy interest rate increasing from zero to 3.5 percent. READ MORE

5. 4. Application of the Merton Model and the Altman Z-score Model in Credit Risk Assessment - an Empirical Study on Chinese Listed Companies

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Runzhou Chen; Hongzhe Fu; [2023]
   Keywords : Credit risk assessment; the Merton Model; The Altman Z-score model; Chinese market; Business and Economics;

   Abstract : Corporate default poses significant risks to investors and stakeholders, highlighting the importance of predicting and managing financial risk effectively. When the geographical scope is narrowed down to China, the unique characteristics of the Chinese market, such as the lack of comprehensive credit risk databases and the influence of state-owned enterprises and small-medium enterprises, present challenges in accurately assessing creditworthiness. READ MORE

6. 5. Factors Influencing the Implementation of Information Security Risk Management : A case study of Nigerian Commercial Banks

   University essay from Luleå tekniska universitet/Institutionen för system- och rymdteknik

   Author : Gabriel Aghaunor; Bukky E Okojie; [2022]
   Keywords : Information Security Risk Management System; Information Security Risk Assessment; Qualitative; Quantitative; Social technical framework User Security Awareness and Training; Management Support; Funding; Technical Experts’ Support; Cyber Security; Banking; ATM;

   Abstract : The banking industry is one of the critical infrastructures in any economy. The services rendered by banks are systematically based on innovation, products, and technology to leverage their services. Several associated risks come along with the rendering of these banking services. READ MORE