Essays about: "credit supply"

Showing result 1 - 5 of 49 essays containing the words credit supply.

1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

   University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

   Author : Elmar Hajiyev; [2023]
   Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

   Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

3. 2. Quantifying the Impact of EU-US "Distressed" Financial Market Integration on European Credit Supply

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Ioannis Tzoumas; [2023]
   Keywords : ΔCoVaR; Loans; Credit; Risk; Integration; Business and Economics;

   Abstract : This paper proposes a new method for quantifying financial integration by adapting Adrian & Brunnermeier (2016)’s ΔCoVaR to conform with standard asset pricing literature (Lewellen & Nagel 2006, Cochrane 2009). We reconcile ΔCoVaR with standard microeconomic theory (Waller & Lewarne 1994) and test for causal relationships with respect to the contagion of US acute financial shocks to the EU’s loan supply. READ MORE

4. 3. The Expected Credit Loss Model's Impact on the Cyclicality of Credit Supply: A Study of the Implementation of IFRS 9

   University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

   Author : Oskar Duan; Iuliana Tornea; [2022]
   Keywords : Expected credit loss; Incurred credit loss; Capital crunch; IFRS 9; Capital Requirements;

   Abstract : The accounting standard for recognizing loan loss provisions changed in 2018 from IAS 39 to IFRS 9. IFRS 9 introduced the expected credit loss model (ECL), intended to be an improved alternative to its predecessor, the incurred credit loss model (ICL), which was criticized for the "too little, too late" provisioning during the 2008 financial crisis. READ MORE

5. 4. Blocks and Credits: A Sustainability Lens on Blockchain Technology in Voluntary Carbon Markets

   University essay from Blekinge Tekniska Högskola/Institutionen för strategisk hållbar utveckling

   Author : Michael Enejison; Obinna Ejide; Carly Nemanic; [2022]
   Keywords : Carbon Trading; Voluntary Carbon Market; Blockchain Technology; TSVCM; Net-Zero; Sustainability Principles; Proof of Work; Proof of Stake;

   Abstract : Society is dependent processes that emit greenhouse gases such as carbon dioxide into the atmosphere. The accumulation of these gases in the atmosphere prevents sunlight reflected from earth’s surface to get to space thereby warming the earth and causing climate change. READ MORE

6. 5. Credit Supply and its Impact on Small Businesses during the Great Recession: An Empirical Study of Low and High Income Counties in the US

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Robin Nordström; Cornelia Glowacki; [2022]
   Keywords : Small business loans; Credit supply; Great Recession; Inequality;

   Abstract : The purpose of this paper is to investigate the economic effects that the reduction of credit that followed the Great Recession had on small businesses. We find that the supply of bank credit to small businesses in times of crisis does not discriminate against businesses in low income regions, but rather that the economic effects are the same through a nation-wide perspective. READ MORE