Essays about: "deposits and lending rate"

Found 5 essays containing the words deposits and lending rate.

  1. 1. Potential implications of the introduction of CBDC for the conduct of monetary policy and the preservation of financial and monetary stability : A case study of the Central Bank of Sweden

    University essay from KTH/Industriell ekonomi och organisation (Inst.)

    Author : Iryna Gnatenko; [2020]
    Keywords : CBDC; unconventional monetary policy; central bank; digital money; Sweden; CBDC; digital centralbanksvaluta; okonventionell penningpolitik; centralbank; digitala pengar; Sverige;

    Abstract : The past decade has offered up some fintech innovations that are gradually reshaping the financial sector. Phasing out of paper currencies together with the populatization of the private digital currencies has propelled central banks to consider issuance of their digital currencies – so called Central Bank Digital Currency (CBDC). READ MORE

  3. 2. An Empirical Study on the Reversal Interest Rate

    University essay from KTH/Matematisk statistik

    Author : Pontus Berglund; Daniel Kamangar; [2020]
    Keywords : reversal interest rate; effective lower bound; negative interest rates; monetary policy transmission; interest rate pass-through; bank lending;

    Abstract : Previous research suggests that a policy interest rate cut below the reversal interest rate reverses the intended effect of monetary policy and becomes contractionary for lending. This paper is an empirical investigation into whether the reversal interest rate was breached in the Swedish negative interest rate environment between February 2015 and July 2016. READ MORE

  4. 3. Swedish banks' perception of Riksbank's Unconventional Monetary Policies

    University essay from Umeå universitet/Företagsekonomi

    Author : Stefan Malalatunge; Avril Oketch; [2015]
    Keywords : Swedish commercial bank; Riksbank; perception; UMP; FG; QE; repo rate; uncertainty; government bond yields; borrowing; lending; interest rate;

    Abstract : This study is among the first to provide insight into the assessment of the Swedish central bank’s (Riksbank) three unconventional monetary policies (UMPs) and their influence on Swedish commercial banks. The three UMPs include forward guidance (FG), quantitative easing (QE) and negative interest rate policy (repo rate). READ MORE

  5. 4. Market structure, interest rates and the risk of financial contagion: An examination of the Swedish overnight market

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Johanna Eklund; [2009]
    Keywords : Interbank market; Market structure; Financial contagion; Systemic risk;

    Abstract : The current financial crisis has demonstrated the importance of well functioning interbank markets for the financial system. However, as interbank exposures are often uncollateralized and of large amounts these markets constitute a channel through which financial contagion can spread. READ MORE

  6. 5. Bank Rates and the Yield Curve : A Study on the Relationship Between Banks' Deposit and Lending Rates to Treasury Yield Rates

    University essay from IHH, Nationalekonomi

    Author : Tomas Dalteg; [2005]
    Keywords : Yield curve; bank rates; bank financing; funding spread; credit risk;

    Abstract : The purpose of this thesis is to investigate how well Swedish banks’ follow the interest rate development of Swedish Treasury Bills and Swedish Government Bonds when they are determining the levels for their deposit and lending rates. Individuals’ deposits in a bank serves as one of the banks main assets in the balance sheet, and the spread between the bank’s deposit rate and the short-term market rate is a large source of funding for the bank. READ MORE