Essays about: "discounting"

Showing result 1 - 5 of 40 essays containing the word discounting.

1. 1. An Introduction to Premium Setting of Life Insurance Annuities

   University essay from Stockholms universitet/Matematiska institutionen

   Author : Viktor C. E. Ellerud; Leo G. Levenius; [2023]
   Keywords : Life insurance; annuity; premium setting; pension scheme;

   Abstract : This paper aims to introduce the reader to the premium setting of annuities within life insurance. This is done using a hypothetical annuity contract offered to 36-year-olds in Sweden. The contract provides an annual pension from age 65 until either the individual's death or age 90, after which payouts cease. READ MORE

3. 2. Navigating the Volatility Adjustment in Solvency II : Portfolio Optimization for Balance Sheet Stability

   University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

   Author : Max Thorendal; [2023]
   Keywords : ;

   Abstract : This thesis investigates volatility adjustment from the Solvency II regulation and portfolio allocation methods for pension- and life insurance companies aiming to maintain a stable balance sheet. The volatility adjustment is a component added to the risk-free rate for discounting the present value of future liabilities, and it is calculated monthly based on the spread levels in the fixed-income market. READ MORE

4. 3. Climate, Coloniality and Financialization: A Decolonial Analysis of Global Climate Finance

   University essay from Lunds universitet/Kulturgeografi och ekonomisk geografi; Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/Humanekologi

   Author : Judith Rybol; [2023]
   Keywords : Social Sciences;

   Abstract : Providing adequate climate finance, meaning funding for mitigation, adaptation or loss and damage, has been very high on the global policy agenda recently. The political economy and ecology behind it are much more complex and morally multidimensional than the mainstream finance world likes to present it though, which results in grave colonial injustices, international debt crises, deepened global inequalities and heightened climate vulnerabilities. READ MORE

5. 4. Do investors walk their talk? Intention-behavior consistency of robo-advisor investors during stock market downturns

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Philipp Schwan; Elisabeth Julia Stephanie Six; [2022]
   Keywords : Investor behavior; Robo-advisor; Self-regulation; Intention-behavior gap;

   Abstract : Robo-advisors, as computer-automated investment platforms following passive investment strategies, have gained a lot of popularity, customers, and assets under management in recent years. They offer accessible and affordable wealth management solutions to a wide customer base through low fees and minimum investment amounts while providing well-diversified portfolios at individually assessed risk profiles. READ MORE

6. 5. Discounting Transition Risk : The Development of a Climate Risk Model for Equity Portfolios

   University essay from Uppsala universitet/Institutionen för geovetenskaper

   Author : Anne Kristin Kästner; [2020]
   Keywords : Climate risk; scenario analysis; transition; portfolio analysis; sustainable development; investment management;

   Abstract : To mitigate climate change, the transition to a low-carbon economy is imperative. Even though this transition poses unprecedented economic and social risks, academic research regarding the impacts of such risks on the financial sector is limited. READ MORE