Essays about: "e-krona"

Showing result 1 - 5 of 7 essays containing the word e-krona.

1. 1. The E-krona and Traceability of Your Payment Data : An analysis of the fundamental differences and privacy-related impacts of the Riksbank’s e-krona pilot in comparison with card-based transactions

   University essay from Uppsala universitet/Juridiska institutionen

   Author : Lovisa Stenbacka; [2022]
   Keywords : e-krona; traceability; payment data; data protection; law; financial secrecy; AML; rule of law; democracy; technology; legal informatics; legal policy; law and technology; constitutional provisions; DLT; blockchain; wallet-id; information security; fintech; financial technology; the Riksbank; central bank; money; Riksbanken; finansiell teknologi; e-kronan; digital centralbanksvaluta; statlig kontroll; centralbank; konstitutionella förpliktelser; demokrati; skydd för betaldata; skydd för personuppgifter; finansiell sekretess; banksekretess; penningtvätt; informationsteknologi; rättsinformatik; rättspolitik;

   Abstract : The Riksbank is currently investigating the possibility of producing a Central Bank Digital Currency in Sweden, called “e-krona”, implemented through an “e-krona network” on a platform based on Distributed Ledger Technology. By applying the methodology of legal dogmatics, legal informatics, and a legal policy perspective, this thesis examines and analyses some of the fundamental differences in Sweden’s current payment system for transactions at the point of sale, comparing debit card-based transactions with payments using the model of the Riksbank’s e-krona pilot. READ MORE

3. 2. Influence of e-krona & e-CNY on individual privacy : A comparative study between Sweden and China

   University essay from Uppsala universitet/Industriell teknik

   Author : Shuyu Lan; Saleh Vaghoor kashani; [2021]
   Keywords : e-payment; CBDC; e-CNY; e-krona; privacy concerns;

   Abstract : This paper analyses the innovative digital money CBDC and its potential influence in Sweden and China with Privacy Calculus Model. The research aims to understand how e-krona and e-CNY will influence individual privacy in Sweden and China, and what the similarities and differences are. READ MORE

4. 3. Potential implications of the introduction of CBDC for the conduct of monetary policy and the preservation of financial and monetary stability : A case study of the Central Bank of Sweden

   University essay from KTH/Industriell ekonomi och organisation (Inst.)

   Author : Iryna Gnatenko; [2020]
   Keywords : CBDC; unconventional monetary policy; central bank; digital money; Sweden; CBDC; digital centralbanksvaluta; okonventionell penningpolitik; centralbank; digitala pengar; Sverige;

   Abstract : The past decade has offered up some fintech innovations that are gradually reshaping the financial sector. Phasing out of paper currencies together with the populatization of the private digital currencies has propelled central banks to consider issuance of their digital currencies – so called Central Bank Digital Currency (CBDC). READ MORE

5. 4. Cash is [no longer] king: is an e-krona the answer? : - a de lege ferenda investigation of the Swedish Riksbank's issuing mandate and other legal callenges in relation to economic effects on the payment market

   University essay from Linköpings universitet/Filosofiska fakulteten; Linköpings universitet/Affärsrätt

   Author : Arnela Imamovic; [2019]
   Keywords : E-crown; e-crown project; central bank digital currency; money; cash; banknotes and coins; physical money; tangibles; currency; legal tender; the Swedish Riksbank Act; commercial bank money; digital money; the Swedish Riksbank; central bank; commercial bank; bank; banking law; law; jurisprudence; monetary policy; safe and efficient payment system; cash-provision; economy; the payment system; digitalization; development of society; fractional reserve banking; bank run; zero lower bound; E-krona; e-kronaprojekt; digital centralbankspeng; pengar; kontanter; sedlar och mynt; fysiska pengar; valuta; lagliga betalningsmedel; affärsbankspengar; digitala pengar; Riksbanken; centralbank; affärsbank; bank; bankrätt; juridik; Lag 1988:1385 om Sveriges riksbank; penningpolitik; säkert och effektivt betalningsväsende; kontantförsörjning; ekonomi; betalningssystemet; digitalisering; samhällsutveckling; fractional reserve banking; bankrusning; zero lower bound;

   Abstract : For the past decades, the Swedish public’s payment habits have changed, where the majority of the public has abandoned the old way of making payments, using cash, and instead opted for more modern payment solutions, digital money. The difference between cash and digital money is that cash is physical and only issued by the Riksbank, whereas digital money is created by and stored on accounts at commercial banks. READ MORE

6. 5. Estimating the Impact of Introducing the e-krona in the Swedish Economy

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Alejandro Moreno Puertas; [2019]
   Keywords : e-Krona; DSGE; Financial frictions; Pass-through mechanism; Central Bank Digital Currencies;

   Abstract : This MSc Thesis analyzes the impact of introducing the e-krona in Sweden using a Dynamic Stochastic General Equilibrium (DSGE) model. The model includes the possibility for (i) patient households to convert their deposits into the e-krona and (ii) wholesale banks to borrow money from the Central Bank through a market funding mechanism. READ MORE