Essays about: "effects of housing finance"
Found 5 essays containing the words effects of housing finance.
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1. Housing Finance and the Transmission of Mortgage Spread Shocks
University essay from Uppsala universitet/Nationalekonomiska institutionenAbstract : Credit market frictions, captured by mortgage spreads, are potentially an equally important driver behind mortgage rate innovations as monetary policy. Possibly a significant driver of business cycles. Yet, the effect of such shocks on the economy has barely received any attention in empirical research. READ MORE
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2. Macroprudential regulation of borrowing standards: a comparative analysis of loan-to-value and loan-to-income policies.
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi; Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : Starting from the Two-Agents New-Keynesian DSGE framework presented by Iacoviello and Neri (2010), we re-write the model allowing for a loan-to-income (LTI) constraint in place of a loan-to-value (LTV) constraint. We derive a balanced growth path equilibrium for our model and compare steady-state results as well as dynamic responses to a rich set of shocks between the two macroprudential regulations. READ MORE
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3. Household Hedging Motives and Financial Risk Taking: Evidence from Europe
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : Financial economists have suggested how hedging motives related to human capital and real estate should affect financial risk-taking of a utility maximizing household. Using rich cross-sectional data from the second wave of the Eurosystem Household Finance and Consumption Survey, I analyze how such motives relate to the propensity to participate in the markets for risky assets and the risky share - portion of financial portfolio allocated to the risky assets. READ MORE
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4. Allowance for Corporate Equity - A solution to the debt equity bias in Sweden?
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : The debt equity bias refers to the discrimination between debt and equity finance. This discrimination is problematic since it distorts companies’ decisions and increases systemic risk. READ MORE
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5. Varför genomförs inte lönsamma energieffektiva investeringar? - En studie av beslutsfaktorerna vid investeringar inom fastighetsbranschen.
University essay from Lunds universitet/Företagsekonomiska institutionenAbstract : Problem: Why are not existing energy efficient techniques utilized? Which aspects influence the decision? Is the decision-making-process in need of a complementary tool for energy efficiency-profitability calculating? Purpose: The primary purpose of this report is to examine the critical elements of the decisions making process concerning energy efficient investments. The secondary purpose of this report is to present a complementary tool for energy efficiency profitability calculating. READ MORE