Essays about: "financial literacy"

Showing result 1 - 5 of 30 essays containing the words financial literacy.

  1. 1. Bridging the Gap between Formal and Informal Finance

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Heidi Uitto; [2020]
    Keywords : financial inclusion; propensity to save; informal finance; development; gender; Business and Economics;

    Abstract : Financial inclusion, defined as access and usage of formal financial services, has several positive micro and macro-level socio-economic implications. Due to decades of vigorous policies aiming at lowering barriers to formal finance, 80 percent of Indians now own a bank account. However, there is a significant gap between account take up and usage. READ MORE

  2. 2. ACCESSING MICROFINANCE THROUGH FINANCIAL LITERACY : A Case Study of Hand in Hand Eastern Africa’s Operations in Kenya

    University essay from Umeå universitet/Företagsekonomi; Umeå universitet/Företagsekonomi

    Author : Pontus Lindahl; Linda Mokvist; [2020]
    Keywords : Financial Literacy; Microfinance; Microcredit; Women Empowerment; Financial Inclusion; Social Capital; Social Learning Theory; Dynamic Capabilities; Poverty Alleviation; Developing Countries; Kenya; Bottom of the Pyramid; Hand in Hand andHand in Hand Eastern Africa;

    Abstract : In 2015, United Nations implemented seventeen Sustainable Development Goals along with 169 sub-targets with the ambition to transform the world through achieving sustainable development and, hence annihilate poverty. In light of the foregoing, both authoritative and non-governmental entities accentuated the significance of ‘financial inclusion’ which, in turn, has developed into an evangelical advocacy reminiscent of the extensive publicity that microfinance received at the end of last century which, in turn, has led to an unprecedented passion among philanthrocapitalists, transnational corporations, and other benefactors to financially and socially assist the impoverished. READ MORE

  3. 3. (Un)Deliberate Choices of Dubious Funds in the Swedish Pension System : Which Individuals Choose Dubious Funds Within the Swedish Pension System?

    University essay from Jönköping University/IHH, Nationalekonomi

    Author : Isabella Emanuelsson; [2020]
    Keywords : retirement planning; pension funds; Swedish pension system; behavioral economics; financial literacy; deceptive marketing; aggressive sales methods; logistic regression; linear probability model;

    Abstract : There are ongoing discussions about a new reform of the mandatory fully funded individual accounts in the Swedish public pension system. Since the initial round in 2000, several funds have been excluded from the platform due to deceptive, and sometimes criminal, behavior towards the consumers. READ MORE

  4. 4. How can technological innovation reduce the need of financial literacy in financial planning?

    University essay from Blekinge Tekniska Högskola/Institutionen för industriell ekonomi; Blekinge Tekniska Högskola/Institutionen för industriell ekonomi

    Author : Amiteshver Matharu; Demijan Panic; [2020]
    Keywords : financial literacy; fintech; robotized investments; investment planning;

    Abstract : Increasingly more people lack the basic financial knowledge that would help them plan for their future. One aspect of it is not being aware of the long-term benefit of investing in the stock market. Increasing financial literacy with better financial education is a long-term solution. READ MORE

  5. 5. Financial Literacy & Rational Financial Decision Making : a study of university students in Sweden

    University essay from Umeå universitet/Företagsekonomi; Umeå universitet/Företagsekonomi

    Author : Artur Söderlund; Joakim Eriksson; [2020]
    Keywords : literacy; rational; finance; students; sweden;

    Abstract : The importance of a high level of financial literacy and skills in the area of personal finance is of constant relevance, especially for young people and students. This research aims to determine if there are differences between the students at the different faculties at Umeå University concerning financial literacy and rational financial decision making. READ MORE