Essays about: "group lending"
Showing result 1 - 5 of 25 essays containing the words group lending.
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1. The "EU Climate Bank"? - A study on the environmental commitments of the European Investment Bank and the alignment with the right to a healthy environment
University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakultetenAbstract : This thesis examines the relationship between international finance and environmental rights, and how the concept of sustainable finance has emerged as a response to climate change and the rapid transition towards a sustainable economy. Multilateral development banks (MDBs) are a key player in the transition to a green economy, contributing to 68% of global climate finance. READ MORE
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2. Marketplace lending - A study of the relationship between alternative lenders and commercial banks
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : Using a conceptual framework developed by Tang (2019), this paper examines whether Marketplace lending platforms operate as substitutes or complements to bank lending in terms of borrower credit quality and loan size. Employing data on 85,660 loans funded by LendingClub from 2009-2012, we investigate the relative difference in U.S. READ MORE
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3. The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region
University essay from Södertörns högskola/NationalekonomiAbstract : An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. READ MORE
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4. Swedish Bank Directors' Perceptions of Extended Audit Reports
University essay from Högskolan i Jönköping/IHH, FöretagsekonomiAbstract : Audited financial statements are the most substantial source of information concerning bank loan decisions, and investors mainly base their investment decisions on the financial statements in combination with the audit report. The financial crisis brought attention to the existing expectation gap between auditors and stakeholders. READ MORE
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5. Creating Social Good through Debts: Critical Discourse Analysis of Borrower Representations at Kiva
University essay from Malmö universitet/Fakulteten för kultur och samhälle (KS)Abstract : Kiva is an international non-governmental organization that competes for funds with others in the field. As a consequence, some special relationships and dependencies are formed. This paper argues that among the most significant ones are the representations of borrowers on Kiva’s online lending platform. READ MORE