Essays about: "household debt"

Showing result 1 - 5 of 53 essays containing the words household debt.

  1. 1. Does an increase in household debt lead to an increase in inflation? : An empirical study examining the relationship between household debt and inflation

    University essay from Umeå universitet/Nationalekonomi

    Author : Patrik Jonsson; [2023]
    Keywords : ;

    Abstract : Since the 2000s, there has been an upward trend in household debt on a global scale. This paper aims to investigate if the rise in household debt leads to increased inflation via debt-driven consumption. This is to contribute to the lacking research field and gain new perspectives on macroeconomic implications of excessive household debt. READ MORE

  3. 2. Wealth Redistribution through Balance Sheet Revaluations - Evidence from Norway

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Gustav Sundén; [2023]
    Keywords : Inequality; Wealth; Monetary Policy; Inflation; Household Heterogeneity; Business and Economics;

    Abstract : This thesis investigates the impact of fluctuations in inflation, monetary policy, and oil prices on the balance sheets of Norwegian households across the wealth distribution. Using a Bayesian Structural Vector Autoregression model, this study simulates the shocks and assesses their transmission through the unexpected inflation and portfolio composition channel throughout the wealth distribution. READ MORE

  4. 3. Debt level heterogeneity by municipality type : A study of the differences in households' debt level based on house- and condominium prices and municipality type in Sweden

    University essay from Jönköping University/IHH, Nationalekonomi

    Author : Emil Johansson; Jonathan Engström; [2023]
    Keywords : Household debt; indebtedness; Debt-to-income; Municipality Type; House Price; Condominium Price;

    Abstract : We investigate the effects of house- and condominium prices on a household's debt-to-income based on the type of municipality. With data from 2010-2017 for all of Sweden's municipalities we use a panel data regression and find that both house- and condominium price has a significant effect on debt-to-income with control variables of age, age! and education added to the model. READ MORE

  5. 4. A Lagom Level of Debt: Swedish household indebtedness in the 21st century

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Sebastian Krook; [2023]
    Keywords : household debt; debt-to-income ratio; mortgage; financial stability; Financial Accelerator; Business and Economics;

    Abstract : This thesis studies the causes of rising household and particularly mortgage debt in Sweden between 1995 and 2020. It aims to contribute to the understanding of institutional factors behind increasing debt, such as policy regulating lending. READ MORE

  6. 5. Unemployment and Household Debt - A Practical Example

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Elias Bayat; Daniel Appelgren; [2023]
    Keywords : Unemployment; Household debt; Labor market; Debt overhang; OECD;

    Abstract : In the previous literature, a theoretical correlation has been established in between household indebtedness and the unemployment rate. This study uses several forms of regressions and OECD data on the years 1995 - 2021 to see if this correlation exists in practice. READ MORE