Essays about: "indebtedness"

Showing result 1 - 5 of 23 essays containing the word indebtedness.

  1. 1. Does an amortization requirement affect household indebtedness? : A study of Sweden and Finland

    University essay from Högskolan i Jönköping/Internationella Handelshögskolan; Högskolan i Jönköping/IHH, Nationalekonomi

    Author : Anton Pettersson; Erika Pagacz; [2019]
    Keywords : Housing; Amortization; Indebtedness; Sweden; Finland;

    Abstract : The level of indebtedness in Sweden has been rising substantially and is well above thelevels prevalent in other countries. Consequently, the government introduced anamortization requirement in 2016, which was further strengthened in 2018, in order tolower the risk that a high level of debt might constitute for both households as well asfor the economy. READ MORE

  2. 2. Crises in Stockholm’s Office Market : Any Signs Today?

    University essay from KTH/Fastigheter och byggande; KTH/Fastigheter och byggande

    Author : Lukas Andersson; Marcus Källman; [2019]
    Keywords : Office market; Stockholm; cap rates; crises; real estate cycles; bubble; Fastighetscykler; kontorsmarknad; direktavkastningskrav; kriser; bubbla;

    Abstract : The office market in central Stockholm has since the financial crises in ‘08 showed remarkablegrowth and the current conditions are compared to the once under the previous crises. Thecommercial real estate market has had a substantial role in the last crises, as it is sensitive to cyclesand has high indebtedness. READ MORE

  3. 3. How Have the Amortization Requirements Affected Housing Prices in Stockholm?

    University essay from KTH/Fastigheter och byggande

    Author : Kimberly Olsson; [2019]
    Keywords : Housing; Housing Prices; Event Study; Macroprudential Policies; Regression analysis; Fastigheter; Fastighetspriser; Eventstudie; Amorteringskrav; Regressionsanalys.;

    Abstract : The aim of this study was to investigate how the amortization requirements of 2016 and 2018 haveaffected the housing prices in Stockholm county, using an event-study approach and a regressionanalysis. Furthermore, the paper studies how the regulations have affected single-family housescompared to tenant-owned apartments, if the effect was different for tenant-owned apartments ofdifferent sizes and if existing housing compared to newly produced housing were affected differently. READ MORE

  4. 4. Income Inequality and Household Debt : A panel data study of 17 OECD-countries from 1995-2015

    University essay from Uppsala universitet/Nationalekonomiska institutionen; Uppsala universitet/Nationalekonomiska institutionen

    Author : Niclas Hvalgren; Linnea Englund Davidsson; [2018]
    Keywords : Household debt; Income inequality; Reference consumption; Relative income hypothesis of consumption; Panel data analysis; OECD; Advanced economies;

    Abstract : This study explores the relationship between income inequality and household indebtedness using panel data on 17 OECD-countries over the time period 1995-2015. Motivated by relative income theory of consumption and previous empirical research we anticipate a non-monotonic relationship between changes in household debt and income inequality (measured by the Gini- coefficient), as dynamics between different groups of households in the income spread is expected to vary at different levels of inequality. READ MORE

  5. 5. Spin-offs and Shareholder Value Creation: Factors Affecting the Returns Associated with Spin-off Announcements

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Markus Hedborg; Erik Jonsson; [2018]
    Keywords : spin-off; US equity markets; industrial focus; underperformance; indebtedness;

    Abstract : We examine the effect of announcements of spin-offs on shareholder value. Using a sample of 153 spin-offs announced in the United States between 2007 and 2017 inclusive, we find that spin-offs on average are associated with a cumulative abnormal return over a three-day event window surrounding the announcement date of 4,20 %. READ MORE