Essays about: "kreditgivning"

Showing result 1 - 5 of 28 essays containing the word kreditgivning.

  1. 1. I mötet med banken : kreditbedömning av lantbruksföretag ur ett genusperspektiv

    University essay from SLU/Dept. of Economics

    Author : Linda Holm; [2022]
    Keywords : genus; finansiering; kreditbedömning; lantbrukslån; 5C-modellen;

    Abstract : Sveriges lantbruksföretag blir allt färre och en underrepresentation av kvinnliga lantbrukare råder. För att ha möjlighet att bedriva lantbruk är tillgång till extern finansiering nödvändigt, och banker tillhör den vanligaste kreditformen. READ MORE

  3. 2. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

  4. 3. Digitalization as a Parameter in Credit Assessments for Commercial Real Estate Companies on the Swedish Office Market : Existing Challenges and Future Opportunities for Credit Institutes and Real Estate Valuers

    University essay from KTH/Fastigheter och byggande

    Author : Adam Denlert; Saga Zheng; [2021]
    Keywords : Digitalization; Credit assessment; Real Estate valuation; Sustainability; Operational efficiency; Customer satisfaction; Digitalisering; Kreditgivning; Fastighetsvärdering; Hållbarhet; Operationell effektivitet; Kundnöjdhet;

    Abstract : The digital development in today's society is taking place at an impressive speed wheredigital solutions are implemented in all segments to make the world a smarter place tolive in. The real estate industry, has from a historical point of view, been consideredconservative and viscous for changes; however, the industry is facing major changestoday as digital technology is implemented in buildings with the purpose of makingthem smarter. READ MORE

  5. 4. Determining an Optimal Loan Limit Strategy for SME Lending

    University essay from KTH/Matematisk statistik

    Author : Isac Karlsson; Ludvig Wärnberg Gerdin; [2020]
    Keywords : Lending to Small and Medium-sized Enterprises; linear programming; loan limit; FinTech; Kreditgivning till Små och Medelstora Företag; linjär programmering; lånlimit; FinTech;

    Abstract : The purpose of this thesis it to determine an optimal loan limit strategy. The optimality conditions are formulated in two different ways to account for two different objectives: maximizing the total profit and maximizing the approval rate. These objectives have been formulated as mathematical models and solved using linear programming. READ MORE

  6. 5. Bankmarknadens praktiska hållbarhetsarbete : en fallstudie på tre banker inom den svenska banksektorn

    University essay from SLU/Dept. of Economics

    Author : Stina Sköld; Edward Svensson; [2019]
    Keywords : hållbar utveckling; bank; transparens; intressenter; hållbara investeringar; risker; miljö; Corporate branding; legitimitet; regelverk;

    Abstract : Klimatförändringarna påverkar oss alla och genom att citera Ban Ki-Moon: “Vi är den första generationen som kan utrota fattigdomen och den sista som kan bekämpa klimatförändringar” (Lunds Universitet, 2018) kan vi sammanfatta det som att drastiska förändringar behöver ske för vårt sätt att leva. I annat fall kommer miljön skadas ännu mer vilket kommer få konsekvenser. READ MORE