Essays about: "kreditriskbedömning"

Found 4 essays containing the word kreditriskbedömning.

  1. 1. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

  3. 2. Machine Learning in Banking : Exploring the feasibility of using consumer level bank transaction data for credit risk evaluation

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Thim Lohse; [2019]
    Keywords : ;

    Abstract : The financial industry is changing rapidly as a result of the increasing digitization of financial and economic resources and services. With a continuous increase in online payments and decrease in the usage of physical currency a new data source of fine-grained payment activities describing consumer behaviour has emerged. READ MORE

  4. 3. User interface suitable for credit risk management

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Xiao He; [2019]
    Keywords : user interface; user experience; usability; data visualization; GUI; front-end development; credit risk assessment; användargränssnitt; användarupplevelse; användbarhet; datavisualisering; GUI; front-end-utveckling; kreditriskbedömning;

    Abstract : Graphical User Interface, which is known as GUI, is a way for a person to communicate and interact with a system through icons or other visual indicators. A well designed and intuitive user interface is critical to the success of a system since it encourages a natural interaction between a user and a system, thus conveying information more clearly and efficiently to the user. READ MORE

  5. 4. Credit Risk Assessment of Real Estate Companies : How does the Credit Assessment of Banks and Bond Investors Differ?

    University essay from KTH/Fastigheter och byggande

    Author : Linnéa Hellström Ängerud; [2017]
    Keywords : Credit risk; credit risk assessment; bonds; bond investor; bank loan; kreditrisk; kreditbedömning; banklån; obligation; obligationsinvesterare;

    Abstract : The vast majority of the Swedish real estate companies are to some extent financed by debt and are dependent on external capital when expanding their business. Swedish real estate companies have traditionally financed their business through bank loans, but as a result of – among other things – stricter regulations, an increasing share of the Swedish real estate companies seek funding in the capital market, and corporate bonds in particular have emerged as an alternative to bank loans. READ MORE