Essays about: "loan system thesis"

Showing result 1 - 5 of 25 essays containing the words loan system thesis.

1. 1. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market

   University essay from KTH/Fastighetsföretagande och finansiella system

   Author : Emil Danielsson; Sofia Nork; [2023]
   Keywords : Credit market; consumer credit; ecosystem; financial intermediaries; loan intermediaries; Kreditmarknad; konsumentkrediter; ekosystem; finansiella intermediärer; låneförmedlare;

   Abstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE

3. 2. Credit Risk Analysis with Machine Learning for Peer-to-Peer Lending

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Lingzhi Huang; Wanlin Hu; [2021]
   Keywords : Credit Risk; Default; Machine Learning; Peer-to-Peer Lending; Predictive Modelling;

   Abstract : In the past decade, the scale and scope of fintech credit have snowballed. The peer-to-peer lending industry can be seen as a complement to the traditional banking system. Improving the performance of lending platforms by increasing the accuracy of credit default predictions can help these platforms establish a decisive advantage in the market. READ MORE

4. 3. Empirical study of process of obtaining finance for non-Swedish entrepreneurs : In context of Kronoberg Region

   University essay from Linnéuniversitetet/Institutionen för organisation och entreprenörskap (OE)

   Author : Ameet Singh Khalsa; Emil Isayev; Sidra Mehdi; [2019]
   Keywords : Entrepreneurship; immigrant non-Swedish entrepreneurs; Finance process; Loan; Entrepreneurial Finance; Venture Finance; narratives; Kronoberg; Sweden;

   Abstract : Abstract: Previous literature suggests that there are significant differences among Swedish and NonSwedish groups, as the non-Swedish counterpart of the system face more challenges and hurdles while obtaining finance for their businesses. The aim of the research paper is to map the processes of the obtaining finance from both private and government institutions and gather intelligence on the criteria to ascertain if there are any explicit difference in the processes a non-Swedish entrepreneur has to go through before it gets funded. READ MORE

5. 4. The Adverse Effects of Stricter Capital Regulation on the SME Bank Lending Channel

   University essay from Göteborgs universitet/Graduate School

   Author : Rebecca Palm Ballesta; Fredrika Poole Bonnier; [2018-07-04]
   Keywords : SME; Bank Lending Channel; External Finance; Capital Regulation; Basel III; SME SF;

   Abstract : The aim of this thesis is to investigate if stricter capital regulation creates negative shocks in the loan market and if these shocks adversely effect Small and Medium sized Enterprises (SME) access to external financing through the bank lending channel. This is tested through a Difference-in-Difference (DiD) model, where loan volume and interest rates of SMEs are compared to large firms in Europe from 2011 to 2016. READ MORE

6. 5. Risk Assessment of FinTech Lending Platform Business Models

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Constanze Alves; [2018]
   Keywords : FinTech; P2P Lending; Financial Regulation; Risk Mapping; Credit Cyclicality;

   Abstract : This thesis analyzes risks related to FinTech lending platforms and consists of two parts. Part I examines the risks arising from innovations in the FinTech lending platform sphere and their impact on the regulatory framework. READ MORE