Essays about: "moral hazard in insurance"
Showing result 1 - 5 of 11 essays containing the words moral hazard in insurance.
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1. Private Equity & Pets: A study on the effects of Private Equity entry on the Swedish veterinary care market for companion animals
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi; Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : Investigating changes in veterinary care prices in Sweden resulting from the entry of private equity owned clinics and market consolidation. The study uses panel data between 2005 and mid-2016 on veterinary charges for insured dogs to measure the extent to which the growth in price on veterinary services have changed on a per episode basis, meaning the collective series of treatments, for a specific diagnosis of a dog. READ MORE
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2. Leaving Already? The Swedish Unemployment Insurance as a Pathway to Retirement
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : This paper studies whether Swedish workers use the unemployment insurance (UI) system as a pathway to retirement. We use longitudinal register data consisting of weekly UI benefit payments for the period 1999 to 2015. In Sweden, individuals are eligible for UI benefits for a maximum of 427 days. READ MORE
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3. Mind the Gap: The Impact of the ACA Medicaid Expansion on Health Outcomes in the United States
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : The United States is the only OECD country to not provide universal health coverage to its citizens. While majority of the population is able to obtain insurance through employer-sponsored plans, many low-income adults fall victim to the ‘coverage gap’ – earning too much to qualify for state-funded social programs, in jobs that fail to provide a viable alternative. READ MORE
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4. Moral hazard and the duty of disclosure under the doctrine uberrimae fidei - A marine insurance law perspective
University essay from Lunds universitet/Juridiska institutionenAbstract : A proposer to a marine insurance contract is subjected to a pre-contractual duty to disclose material information under the doctrine of utmost good faith (uberrimae fidei). The duty extends to comprise matters that concern moral hazard and the shipping company may consequently be required to volunteer information concerning the moral character of its owners, directors, employees and other agents connected with the insured interest at the pre-contractual negotiations with the insurance underwriter. READ MORE
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5. Credit risk management : Possibilities for a housing price insurance on the Swedish market - lessons from Canada
University essay from KTH/Bygg- och fastighetsekonomiAbstract : The deregulation of the financial markets that started over two decades ago in the developed countries has led to increased house prices and loan to value ratios. Home owners in western countries have over the last two decades steadily decreased their savings and at the same time increased the size of their mortgages and the amount of leverage used to purchase their homes. READ MORE
