Essays about: "mortgage equity withdrawal"
Found 3 essays containing the words mortgage equity withdrawal.
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1. Housing Finance and the Transmission of Mortgage Spread Shocks
University essay from Uppsala universitet/Nationalekonomiska institutionenAbstract : Credit market frictions, captured by mortgage spreads, are potentially an equally important driver behind mortgage rate innovations as monetary policy. Possibly a significant driver of business cycles. Yet, the effect of such shocks on the economy has barely received any attention in empirical research. READ MORE
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2. Driving factors behind housheold debt - An anaylsis for the Swedish counties
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : This thesis investigates the driving forces behind the debt level in the Swedish counties, the possibility that the metropolitan areas are different from the rest of the country and presents a short discussion about possible policy actions to address this matter. The results show that housing price and supply, wealth, income and average age have a significant impact on the debt level where a difference between the three metropolitan areas and the remaining counties of Sweden are found. READ MORE
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3. Mortgage Borrowing Revisited: A Study of Mortgage Equity Withdrawal in Sweden 2004-2006
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi; Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : The aim of this master’s thesis is to find out to which extent Swedish households with residential mortgages have withdrawn funds by increasing their mortgage debt, and what they have done with the funds withdrawn. Households’ motives for withdrawing funds are also examined, as are the gross and net amounts withdrawn by a sample of Swedish mortgage takers in the 2004-2006 period. READ MORE