Essays about: "mortgage equity"

Showing result 1 - 5 of 16 essays containing the words mortgage equity.

  1. 1. Reducing Housing Barriers for First-time Buyers : Exploring Alternative Mortgage Products to Increase Access to Homeownership

    University essay from KTH/Fastigheter och byggande

    Author : Elias Carlson; Johannes Sennerö; [2022]
    Keywords : Alternative mortgage products; first-time buyers; homeownership; shared appreciation mortgage; share equity mortgage; Alternativa bolåneprodukter; bostadsägande; förstagångsköpare; shared appreciation mortgage; share equity mortgage;

    Abstract : Access to homeownership is a major social and economic issue in many countries. Failure to maintain affordability has been discussed as the ultimate agglomeration diseconomy. This report sheds light on the thresholds for first-time buyers in Sweden and possible solutions through financial innovation. READ MORE

  3. 2. The effect of rising interest rates on Swedish condominium prices.

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Emil Bengtsson; Simon Påhlman; [2021-02-10]
    Keywords : Condominium prices; mortgage rate; interest rate; inflation; unemployment; GDP; equity wipe out; confidence; Animal spirit; VECM; Sweden; rising interest rate;

    Abstract : This study examines the effects of rising interest rates on condominium prices in Sweden using the Vector Error Correction Model (VECM). There have been several studies across the globe that have examined the relationship between house prices and interest rates, while the condominium segment has not been greatly covered. READ MORE

  4. 3. Housing Finance and the Transmission of Mortgage Spread Shocks

    University essay from Uppsala universitet/Nationalekonomiska institutionen

    Author : Denise Hansson; [2020]
    Keywords : Mortgage spread; credit supply; housing demand; monetary policy; business cycle;

    Abstract : Credit market frictions, captured by mortgage spreads, are potentially an equally important driver behind mortgage rate innovations as monetary policy. Possibly a significant driver of business cycles. Yet, the effect of such shocks on the economy has barely received any attention in empirical research. READ MORE

  5. 4. Reverse Mortgage in China Based on Game Theory

    University essay from KTH/Fastigheter och byggande

    Author : Yawen Lei; Ziwei Yang; [2019]
    Keywords : Reverse mortgage; game theory; China; Omvänd inteckning; spelteori; Kina;

    Abstract : The elderly population ratio in China had a continuous increasing trend in the past decade, which means that Chinese society has gradually entered an “aging society”. Lack of corresponding pension policies, huge population base and change in family structures all let the government bear huge pension pressure. READ MORE

  6. 5. Shared Ownership : A vehicle for property investments and decreased household indebtedness and increased affordability

    University essay from KTH/Fastigheter och byggande

    Author : Waldemar Jansson; [2018]
    Keywords : Shared Ownership Model; Sweden; Hyrköp av bostad; Sverige;

    Abstract : There is a housing shortage in attractive urban areas in Europe and Sweden. The waiting lists for affordable rental housing are increasing and that in turn creates pressure on owner-occupied housing. Inflated asset prices and household debt have become a major concern for policy makers. READ MORE