Essays about: "mortgage"

Showing result 11 - 15 of 129 essays containing the word mortgage.

  1. 11. Swedish Household Debt and the Effect of the European Union -An Econometric Time Series Analysis on Debt Ratio in Sweden

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Magnus Kjell; Albin Myrbäck; [2022-07-07]
    Keywords : Household debt; European Union; Sweden; Co-Intergration; Time series analysis;

    Abstract : This paper examines the development of the debt ratio of Swedish households from 1987-2020 as well as its driving forces. By using econometric time series analysis variables that are suspected to impact the debt ratio are tested, including a dummy variable for the time since Sweden became a member of the European Union. READ MORE

  3. 12. A Mixed-Method Case Study of Swedish Loan Officers' Mortgage Credit Decisions

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Leonard Ekberg; [2022]
    Keywords : Loan Officers; Judgment; Mortgage Credit Decisions; Inconsistency;

    Abstract : This thesis purpose was to examine to what extent and why loan officers’ judgment influence mortgage credit decisions. A mixed method was used to collect primary data from loan officers’ at a Swedish commercial bank. READ MORE

  4. 13. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process

    University essay from Lunds universitet/Företagsekonomiska institutionen

    Author : Jacob Skoglund; Leonard Ekberg; Pontus Govenius; [2022]
    Keywords : mortgage; credit assessment; loan officer; decision-making; bias; noise; kreditgivningsprocess; kredithandläggare; beslutsfattande; Business and Economics;

    Abstract : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. READ MORE

  5. 14. Solcellspark på jordbruksmark

    University essay from SLU/Dept. of People and Society

    Author : Carl Filip Axelsson; [2022]
    Keywords : förnybar energi; solenergi; solar energy; solceller; fossilfri el; investment calculation;

    Abstract : Solcellsparker är en aktuell fråga för många lantbruksföretag och innan företagen investerar i en solcellspark eller arrenderar ut mark till en solcellspark finns det frågor som måste redas ut. Till exempel finns det idag en möjlighet att välja om man som lantbrukare antingen ska arrendera ut marken till ett företag som monterar och ansvarar för solcellerna eller om man som lantbrukare själv ska stå för hela investeringen och inte blanda in något annat företag eller om man kan använda marken till andra ändamål till exempel jordbruk. READ MORE

  6. 15. Quantitative easing and the Swedish housing market

    University essay from Umeå universitet/Nationalekonomi

    Author : Albin Magnusson; [2022]
    Keywords : ;

    Abstract : This study examines the impact of quantitative easing on house prices in Sweden, the United States and the United Kingdom, using a vector autoregressive (VAR) model, covering the balance sheet policies of the central bank from January 2015 to December 2021. Results from the impulse response functions provide evidence that a positive shock to the balance sheet have a positive impact on house prices in all countries, but the effects vary greatly between the countries. READ MORE