Essays about: "mortgage"

Showing result 21 - 25 of 129 essays containing the word mortgage.

1. 21. The Competitive Development of the Swedish Mortgage Market

   University essay from Luleå tekniska universitet/Institutionen för ekonomi, teknik och samhälle

   Author : Kelvin Tran; Eddie Negussu; [2021]
   Keywords : Mortgage; Market; Competition; Oligopoly;

   Abstract : The problem with weak competition is the socially inefficient market it causes, but also the market power it gives firms to exercise. This thesis aimed to analyse whether the competition in the mortgage market had changed since 2013 compared to 2020. READ MORE

3. 22. SUPPORT VECTOR MACHINE VS. LOGISTIC REGRESSION FOR PREDICTING MORTGAGE DEFAULTS

   University essay from Lunds universitet/Matematisk statistik

   Author : Aram Olvbo; [2021]
   Keywords : Technology and Engineering;

   Abstract : Mortgage loan providers estimate the credit risks it caries when approving a mortgage loan to their clients. Further, defaulting a mortgage loan is a risk that has been calculated through decades using statistical models. READ MORE

4. 23. Impact of Forward-Looking Macroeconomic Information on Expected Credit Losses According to IFRS 9

   University essay from KTH/Matematik (Avd.)

   Author : Christian Corfitsen; [2021]
   Keywords : IFRS 9; Expected credit loss; ECL; VAR; Vector Autoregression; Forecasting; Impulse Response Analysis; Forecast Error Variance Decomposition; IFRS 9; Expected credit loss; ECL; VAR; Vektorautoregression; Prognostisering; Impulsresponsanalys; Forecast error variance decomposition;

   Abstract : In this master thesis, the impact of forward-looking macroeconomic information under IFRS 9 is studied using fictional data from a Swedish mortgage loan portfolio. The study employs a time series analysis approach and employs vector autoregression models to model expected credit loss parameters with multiple incorporated macroeconomic parameters. READ MORE

5. 24. APARTMENT PRICES IN SWEDEN : An analysis of determinants of tenant-owned apartment prices

   University essay from Umeå universitet/Nationalekonomi

   Author : Erica Eikner; [2021]
   Keywords : ;

   Abstract : Real estate prices have during the last two decades seen a large increase. The increased prices together with more regulations of mortgages have created a market where it is difficult to enter. Moreover, a low rate of construction, resulting in a low supply of apartments have further created an exclusive market. READ MORE

6. 25. Housing Finance and the Transmission of Mortgage Spread Shocks

   University essay from Uppsala universitet/Nationalekonomiska institutionen

   Author : Denise Hansson; [2020]
   Keywords : Mortgage spread; credit supply; housing demand; monetary policy; business cycle;

   Abstract : Credit market frictions, captured by mortgage spreads, are potentially an equally important driver behind mortgage rate innovations as monetary policy. Possibly a significant driver of business cycles. Yet, the effect of such shocks on the economy has barely received any attention in empirical research. READ MORE