Essays about: "mortgages"

Showing result 1 - 5 of 46 essays containing the word mortgages.

1. 1. The Effect of Monetary Policy On Divorce: Evidence From Australia Between 2007 And 2018

   University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

   Author : Chung Shun Man; [2023]
   Keywords : Monetary policy; Fixed-variable rate Mortgage; Divorce; Australia;

   Abstract : The effect of monetary policy on divorce has implications on intra-household resource allocation and inequality. This thesis utilizes the HILDA data in Australia between 2007 and 2018. It has identified three potentially unexpected monetary policy shocks that could affect marital status. READ MORE

3. 2. Clustering and classification of prepaid mortgages

   University essay from KTH/Matematik (Avd.)

   Author : Jakob Atli Thorsteinsson; [2023]
   Keywords : Clustering; Classification; Klustring; Klassificering;

   Abstract : This thesis aims to cluster and classify mortgages issued by a financial institution. The aim is to apply machine learning techniques on historical data in order to discover a possible structure and predictability in prepaid mortgages. READ MORE

4. 3. Opening The Gates to The Swedish Mortgage Market - A Study on How the Recent Emergence of Mortgage Credit Companies Affects Real Interest Rates in Sweden

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Hanna Eriksson; Ludvig Höjman; [2023]
   Keywords : Mortgage credit companies; Lag 2016:1024; average mortgage interest rate; policy rate transmission;

   Abstract : This paper examines the impact of the emergence of mortgage credit companies (MCCs) on real mortgage interest rates in Sweden. Our results reveal that MCCs exert downward pressure on average mortgage interest rates for the whole market and monetary financial institutions (MFIs), with statistical significance for most interest rate fixation periods. READ MORE

5. 4. Regional Migrant Workers in Thailand: Precarity and Resistance

   University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakulteten

   Author : My Stenquist; [2023]
   Keywords : Labour law; Law and Political Science;

   Abstract : In recent decades, Thailand's economy has grown significantly and in one generation the country has gone from being classified as a low-income country to an upper-middle-income country. Combined with an ageing population, this has created labour shortages particularly in sectors with many low-skilled jobs, such as fishing, agriculture and manufacturing. READ MORE

6. 5. The Effect of Increasing House Prices on Household Debt in Sweden

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Toni Nikolic; Samuel Wingårdh; [2023]
   Keywords : Household debt; Housing debt; House prices; Mortgages; Instrumental variable;

   Abstract : By using data on house prices and household debt during the years 2010-2016 the paper aims to determine the effect of increasing house prices on housing debt and debt-to- income across Swedish municipalities. Via an IV approach we find a significant causal relationship between house prices and household debt. READ MORE