Essays about: "non-interest income"

Found 5 essays containing the words non-interest income.

1. 1. The Impact of Third-Party Payment on Traditional Banking Industry in China

   University essay from Lunds universitet/Ekonomisk-historiska institutionen

   Author : Bing Lai; [2019]
   Keywords : Third-party payment; Finance innovation in China; Challenge of traditional banking; non-interest income profitability; finance regulation; Business and Economics;

   Abstract : The payment method is under transition making the world step into a digital and mobile oriented chapter. With the development of integration between internet technology and financial functions, China expects to have a large number of mobile payments from its citizens as a result of the population size. READ MORE

3. 2. The Expansion of Diversification activities: the Change of Cross-Selling Behavior after the Financial Crisis: A quantitative study of European commercial banks

   University essay from Göteborgs universitet/Graduate School

   Author : Charlotte Carlsson; Gloria Perdomo; [2016-09-15]
   Keywords : Cross-selling; net interest margin; diversification; interest income; non-interest income; traditional banking activities; non-traditional activities; dealership model;

   Abstract : This study investigates the change in the application of cross-selling strategies within European commercial banks by analyzing the relationship between banks net interest margins and non-interest income. Cross-selling consists of promoting additional products and services to an already existing customer with the intention of increasing the volume of earnings. READ MORE

4. 3. The Relation between Efficiency, Non-Performing Loans and Capitalization in the Nordic Banking Sector

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Vivien Quadt; Tuyen Nguyen; [2016]
   Keywords : Banking; Efficiency; Non-Performing Loans; Capitalization; Management Behavior; Business and Economics;

   Abstract : This paper analyzes relationships between efficiency, non-performing loans and capitalization in the Nordic banking sector (Denmark, Finland, Norway, Sweden and Iceland) based on a panel dataset of 40 banks from the period of 2006 to 2015. Efficiency is measured by the ratio of non-interest expense to net operating income, the ratio of loan loss provision to total loans serves as a proxy for non-performing loans and capitalization is the ratio of equity to total assets. READ MORE

5. 4. The Determinants of Bank’s Profitability in Ghana, The Case of Merchant Bank Ghana Limited (MBG) and Ghana Commercial Bank (GCB)

   University essay from Blekinge Tekniska Högskola/Sektionen för management

   Author : Anthony Kofi; Krakah & Aeron; Ameyaw ; [2010]
   Keywords : Determinants of Bank’s Profitability in Ghana; Bank profitability in Ghana;

   Abstract : The financial world today is gradually becoming a global village in itself. The level of offshore banking in both developing and developed countries today is evidence to this fact. Since the financial wheel is critical in any development paradigm, the role of banks is even more critical. READ MORE

6. 5. Does Islamic Bank Performance Differ by Region?: A Study on the Characteristics that Impact Profitability within Islamic Banking Among its Main Geographical Regions

   University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

   Author : Lina Enholm Zantioti; [2009]
   Keywords : Islamic Banking; Profitability; Oil Price; Bank Development;

   Abstract : This paper seeks to examine the determinants of the profitability of the Islamic banking sector during the period 1999-2007. The empirical findings from this study suggest that equity/total assets, non interest-earning assets/total assets, bank credit/GDP, GDP growth and GDP per capita have statistically significant impact on world-wide Islamic bank profitability. READ MORE