Essays about: "online lending"

Showing result 1 - 5 of 7 essays containing the words online lending.

  1. 1. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

  3. 2. GPU-Assisted Collision Avoidance for Trajectory Optimization : Parallelization of Lookup Table Computations for Robotic Motion Planners Based on Optimal Control

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Abhiraj Bishnoi; [2021]
    Keywords : Motion Planning; Robotics; Trajectory Optimization; GPGPU; Parallel Programming;

    Abstract : One of the biggest challenges associated with optimization based methods forrobotic motion planning is their extreme sensitivity to a good initial guess,especially in the presence of local minima in the cost function landscape.Additional challenges may also arise due to operational constraints, robotcontrollers sometimes have very little time to plan a trajectory to perform adesired function. READ MORE

  4. 3. Credit Risk Analysis with Machine Learning for Peer-to-Peer Lending

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Lingzhi Huang; Wanlin Hu; [2021]
    Keywords : Credit Risk; Default; Machine Learning; Peer-to-Peer Lending; Predictive Modelling;

    Abstract : In the past decade, the scale and scope of fintech credit have snowballed. The peer-to-peer lending industry can be seen as a complement to the traditional banking system. Improving the performance of lending platforms by increasing the accuracy of credit default predictions can help these platforms establish a decisive advantage in the market. READ MORE

  5. 4. Communicating online microfinance as an effective poverty alleviation tool: a case study of Kiva

    University essay from Malmö universitet/Fakulteten för kultur och samhälle (KS)

    Author : Stuart Grant; [2018]
    Keywords : Microfinance; Chains of equivalence; Kiva;

    Abstract : Microfinance is a significant component of financial inclusion, which has come to the fore in contemporary developmental literature and practice. It has been used as a poster child of millennial development. READ MORE

  6. 5. Creating Social Good through Debts: Critical Discourse Analysis of Borrower Representations at Kiva

    University essay from Malmö universitet/Fakulteten för kultur och samhälle (KS)

    Author : Dragomir Dimitrov; [2018]
    Keywords : online lending; microfinance; representations; borrowers; critical discourse analysis; postcolonialism; kiva; global south; individual single parents;

    Abstract : Kiva is an international non-governmental organization that competes for funds with others in the field. As a consequence, some special relationships and dependencies are formed. This paper argues that among the most significant ones are the representations of borrowers on Kiva’s online lending platform. READ MORE