Essays about: "payment banking"

Showing result 1 - 5 of 43 essays containing the words payment banking.

  1. 1. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  2. 2. Critical Factors that Affect the Adoption of Mobile Payment Services in Developed and Developing Countries

    University essay from Uppsala universitet/Institutionen för informatik och media

    Author : Ehtasham Naeem Qadri; [2023]
    Keywords : Mobile Payment Services; Technology Adoption; Critical factors; Developed Countries; Developing Countries; TAM; UTAUT2; Sweden; Estonia; Germany; Pakistan; Sri Lanka;

    Abstract : The financial services division has been significantly impacted by the emergence of mobile payments, which can be attributed to the fast progressions in mobile technology and the widespread adoption of smartphones. The present research investigates critical factors prompting the adoption of mobile payment services in developed and developing countries, namely Sweden, Estonia, Germany, Pakistan, and Sri Lanka. READ MORE

  3. 3. Named Entity Recognition on Transaction Descriptions

    University essay from Lunds universitet/Institutionen för datavetenskap

    Author : Nik Johansson; [2022]
    Keywords : Technology and Engineering;

    Abstract : With the surge of open banking, there is a large increase in applications based on transaction data. Therefore, there is a need for being able to extract important information from Swedish transaction descriptions in a structured way. READ MORE

  4. 4. Comparative Study of Mobile Payment Apps: Google Pay and PayPal using Nielsen’s Usability Heuristics

    University essay from

    Author : Lakshmi Srinidh Pachabotla; Cherishma Konka; [2022]
    Keywords : Google Pay; Heuristic Principles; Mobile Payment Apps; PayPal; Usability;

    Abstract : Mobile banking is a feature bringing customer transactions to the doorstep of mobile users by sitting at home. As the demand for mobile payment applications has increased, numerous payment applications are developed throughout the world. READ MORE

  5. 5. API data gathering and structuring for machine learning and human use : Optimizing API data for both financial machine learning and being easy to read and use by the end user

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Axel Forshällen; [2022]
    Keywords : API; data preprocessing; machine learning; data structures; abstraction; PSD2; open banking; API; data förprocessering; maskininlärning; data strukturer; abstraktion; PSD2; open banking;

    Abstract : This thesis looks into how to implement an abstraction layer between transaction data gathered from Revised Payment Services Directive (PSD2) compliant banks via an Application Programming Interface (API) and a data base, with a human user interface for reading and structuring the data. API for data sources tend to not have a standardized structure and this creates a problem for machine learning. READ MORE