Essays about: "payment systems for banks"

Showing result 1 - 5 of 13 essays containing the words payment systems for banks.

  1. 1. Investigating the Adoption of Blockchain Technology for Cross-Border Payments in the Swedish Financial Industry : A Diffusion Theory Approach through Expert Interviews

    University essay from Linnéuniversitetet/Institutionen för informatik (IK)

    Author : Dion Ijeh; Indah Puji Rahayu; [2023]
    Keywords : Cross border payment transactions; international payments; blockchain technology; blockchain; smart contract; DLT; cryptocurrency; diffusion of innovation theory; thematic analysis; blockchain adoption; financial industry; Qualitative Research; DOI;

    Abstract : The adoption of blockchain technology for cross-border payments is not an easy task.However this qualitative study further investigates the connotations associated with adoptionof blockchain in cross-border financial transactions within Swedish financial institutions suchas banks, fintech, and credit management service companies. READ MORE

  3. 2. Performance of Digital Currency and Improvements : An analysis of current implementations and the future of digital currency

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Tobias Johannesson; [2022]
    Keywords : Currency; Bitcoin; Ethereum; Tether; Central Bank Digital Currency; Cryptocurrency; Digital Currency; Efficiency; Scalability; Usability; Security; Stability; Improvements; Valuta; Bitcoin; Ethereum; Tether; Centralbanks digital valuta; Kryptovaluta; Digital valuta; Effektivitet; Skalbarhet; Användbarhet; Säkerhet; Stabilitet; Förbättringar;

    Abstract : Currency has changed a lot, and the introduction of the Internet sped up the evolution of the currency. Digital currency introduced many benefits compared to physical currencies. Ideas such as cryptocurrencies work as an option for other means of payment. READ MORE

  4. 3. The E-krona and Traceability of Your Payment Data : An analysis of the fundamental differences and privacy-related impacts of the Riksbank’s e-krona pilot in comparison with card-based transactions

    University essay from Uppsala universitet/Juridiska institutionen

    Author : Lovisa Stenbacka; [2022]
    Keywords : e-krona; traceability; payment data; data protection; law; financial secrecy; AML; rule of law; democracy; technology; legal informatics; legal policy; law and technology; constitutional provisions; DLT; blockchain; wallet-id; information security; fintech; financial technology; the Riksbank; central bank; money; Riksbanken; finansiell teknologi; e-kronan; digital centralbanksvaluta; statlig kontroll; centralbank; konstitutionella förpliktelser; demokrati; skydd för betaldata; skydd för personuppgifter; finansiell sekretess; banksekretess; penningtvätt; informationsteknologi; rättsinformatik; rättspolitik;

    Abstract : The Riksbank is currently investigating the possibility of producing a Central Bank Digital Currency in Sweden, called “e-krona”, implemented through an “e-krona network” on a platform based on Distributed Ledger Technology. By applying the methodology of legal dogmatics, legal informatics, and a legal policy perspective, this thesis examines and analyses some of the fundamental differences in Sweden’s current payment system for transactions at the point of sale, comparing debit card-based transactions with payments using the model of the Riksbank’s e-krona pilot. READ MORE

  5. 4. On the Viability of Digital Cash in Offline Payments

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Joakim Holgersson; John Enarsson; [2022]
    Keywords : Digital cash; offline payments; anonymous payments; digital coin; electronic coin ; Digitala kontanter; offlinebetalningar; anonyma betalningar; digitala mynt; elektroniska mynt;

    Abstract : Background. As the financial systems around the world become more digitized with the use of a card and mobile payments - we see a decrease in willingness to accept cash payments in many countries. These digital payments require a stable network connection to be processed in real-time. READ MORE

  6. 5. API data gathering and structuring for machine learning and human use : Optimizing API data for both financial machine learning and being easy to read and use by the end user

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Axel Forshällen; [2022]
    Keywords : API; data preprocessing; machine learning; data structures; abstraction; PSD2; open banking; API; data förprocessering; maskininlärning; data strukturer; abstraktion; PSD2; open banking;

    Abstract : This thesis looks into how to implement an abstraction layer between transaction data gathered from Revised Payment Services Directive (PSD2) compliant banks via an Application Programming Interface (API) and a data base, with a human user interface for reading and structuring the data. API for data sources tend to not have a standardized structure and this creates a problem for machine learning. READ MORE