Essays about: "peer-to-peer lending"
Showing result 1 - 5 of 14 essays containing the words peer-to-peer lending.
-
1. Credit at Court : Court servants and urban credit markets 1688-1708
University essay from Uppsala universitet/Historiska institutionenAbstract : This thesis studies the debts and claims of court servants in Stockholm from 1688 to 1708 as a case study of early credit markets, exploring the transition from pre-modern informal systems based on personal trust and peer-to-peer lending to modern institutional banking. The thesis shows that the court servants were prominent moneylenders with relatively little debt and argues that these characteristics were by influenced their greater access to cash through their wages from the court. READ MORE
-
2. Peer-to-Peer lending and the Traditional banking industry : The relationship in the Swedish market from a managerial perspective
University essay from Umeå universitet/FöretagsekonomiAbstract : Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking statement and numerous arguments could be made for its inevitable demise in the faceof the fast moving and highly innovative Fintech industry, the fact remains that the traditionalbanking industry still serves as the primary financial intermediary when it comes to almost all ofour financial needs. But what if this wasn't the case? The rise of the Fintech industry has broughtwith it a tidal wave of new innovations and technologies that have in more recent yearschallenged the traditional banking industries' unassailable position in the credit market. READ MORE
-
3. Decentralized Finance and the Crypto Market: Indicators and Correlations
University essay from Linköpings universitet/Nationalekonomi; Linköpings universitet/Filosofiska fakultetenAbstract : Background: Within the emerging field of cryptocurrencies, the sub-sector DeFi (decentralized finance) has experienced explosive growth over the last year, and its importance for crypto as a whole has grown with it. The currencies have developed from simple peer-to-peer transactions to complex applications such as lending and exchanges. READ MORE
-
4. Credit Risk Analysis with Machine Learning for Peer-to-Peer Lending
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : In the past decade, the scale and scope of fintech credit have snowballed. The peer-to-peer lending industry can be seen as a complement to the traditional banking system. Improving the performance of lending platforms by increasing the accuracy of credit default predictions can help these platforms establish a decisive advantage in the market. READ MORE
-
5. Default Risk Within Peer-to-Peer Credit Markets | Assessing the Factors Affecting Borrower's Risk of Default
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi; Handelshögskolan i Stockholm/Institutionen för företagande och ledningAbstract : Assessing credit risk is essential for all companies operating on the credit market. Since current literature examining credit risk rarely focus on the peer-to-peer market, this paper examines default risk within the peer-to-peer lending market to contribute to the knowledge of credit risk for investors and peer-to-peer lending platforms. READ MORE
