Essays about: "propensity to save"

Found 4 essays containing the words propensity to save.

  1. 1. Bridging the Gap between Formal and Informal Finance

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Heidi Uitto; [2020]
    Keywords : financial inclusion; propensity to save; informal finance; development; gender; Business and Economics;

    Abstract : Financial inclusion, defined as access and usage of formal financial services, has several positive micro and macro-level socio-economic implications. Due to decades of vigorous policies aiming at lowering barriers to formal finance, 80 percent of Indians now own a bank account. However, there is a significant gap between account take up and usage. READ MORE

  3. 2. The effect of mobile money on savings behaviors of the financially excluded

    University essay from Södertörns högskola/Nationalekonomi

    Author : Jackline Mwende Skogqvist; [2019]
    Keywords : mobile money; savings; financial inclusion; formal financial institutions; financially excluded;

    Abstract : This study investigates whether the use of mobile money affects the savings patterns of individuals that are vulnerable to financial exclusion, that is, the low-income earners, low-educated, women and rural habitants. Studying the case of Kenya, this study uses data from the 2016 FinAccess Household Survey (N=8,665) that was designed to track and measure the drivers, growth and impact of mobile money use in Kenya. READ MORE

  4. 3. Financial Literacy and Savings Behaviour in the Informal Economy - A Field Study among Microfinance Clients in Rural Tanzania

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Julia Martinsson; Sara Davidsson; [2016]
    Keywords : financial literacy; individual savings; microfinance; rural; Tanzania;

    Abstract : Basic knowledge in finance, called financial literacy, is increasingly important all around the world due to elevated complexity of financial instruments. Research in developed countries shows that financial literacy is an important predictor of economic decision-making and individual savings behaviour. READ MORE

  5. 4. Saving Behavior in a Transition Economy: Evidence from Romania

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Larissa Haspel; Sofie Mäler; [2012]
    Keywords : Precautionary Saving Hypothesis; Life Cycle Hypothesis; Saving; Transition economy; Uncertainty;

    Abstract : We investigate the causes of the individual propensity to save in a transition economy. The Life Cycle Hypothesis and the Precautionary Saving Hypothesis are two models explaining individual saving behavior. READ MORE