Essays about: "significant of the study in lending"

Showing result 1 - 5 of 35 essays containing the words significant of the study in lending.

  1. 1. DETERMINANTS OF HOUSING PRICES IN SWEDEN : Study of Stockholm, Göteborg and Malmö

    University essay from Umeå universitet/Nationalekonomi

    Author : Ojeawe Ajulo; [2024]
    Keywords : ;

    Abstract : This study examines the dynamic relationship between house prices, disposable income, lending rate to households, housing supply and population in the three Swedish metropolitan areas of Stockholm, Göteborg and Malmö, using a vector error correction model (vecm). The study uses quarterly data for the Swedish economy and applies the vecm methodology in revealing this dynamic relationship from 2000 – 2022. READ MORE

  2. 2. Effect of interest rates volatility on non-performing loan level in commercial banking sector in Rwanda : Effect of interest rates volatility on non-performing loan in Rwanda

    University essay from Karlstads universitet/Handelshögskolan (from 2013)

    Author : Nsengiyumva Samson; [2023]
    Keywords : ;

    Abstract : The financial sector in Rwanda is composed of two major categories of financial institutions. The first category consists of banking institutions that include commercial and investment banks, microfinance banks, microfinance institutions and SACCOS. READ MORE

  3. 3. The Impact of the Recession on Swedish Real Estate Companies : A Study of Financial Strategy and Risk Management of Companies with Different Credit Ratings

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Greta Aronsson; Elsa Johannessen; [2023]
    Keywords : Credit Rating; Financial Strategy; Risk Management; Capital Structure; Capital Market Financing; Bank Financing; Real Estate Market; Kreditbetyg; Finansiell strategi; Riskhantering; Kapitalstruktur; Kapitalmarknadsfinansiering; Bankfinansiering; Fastighetsmarknaden;

    Abstract : The world's economies are in a turbulent phase where rising inflation has hit the global and Swedish economy hard. The Central Bank of Sweden has raised the policy rate expansively in recent months, with the intention of curbing inflation. READ MORE

  4. 4. Loan Loss Provisions and Lending Activity in Banks : A quantitative study comparing the effects of loan loss provisions on lending activity in banks applying IFRS 9 and ASC 326

    University essay from Umeå universitet/Företagsekonomi

    Author : Rikard Fredmer; Alicia Julienne Zanic; [2023]
    Keywords : Agency Theory; ASC 326; Basel III; Earnings Management; Expected Credit Loss es ; Expected Credit Loss Model; FASB; IASB; IFRS; IFRS 9; Lending Activity; Loan Loss Allowance s ; Loan Loss Provision s ; New Loans Originated; Procyclicality; Signaling Theory; Stewardship Theory; US GAAP;

    Abstract : As a response to the financial crisis of 2008 the IASB and the FASB developed IFRS 9 and ASC 326, respectively. These accounting regulations are supposed to increase reporting transparency and promote financial stability by determining the calculation and recognition of loan loss provisions. READ MORE

  5. 5. Lowering energy need and improving indoor climate - A case study of rural dwellings in Gammalsvenskby, Ukraine

    University essay from Lunds universitet/Institutionen för arkitektur och byggd miljö; Lunds universitet/Avdelningen för Energi och byggnadsdesign

    Author : Viktor Kauranen; [2022]
    Keywords : Gammalsvenskby; energy-efficient; indoor climate; rural buildings; renovation; Ukraine; Life cycle cost; Technology and Engineering;

    Abstract : A vast majority of rural dwellings in Ukraine are inefficient from an energy perspective, with a major need for energy-efficient renovations. A lot of these buildings are also having problems with the indoor climate, with poor ventilation combined with indoor combustion of fuel which can cause negative health effects. READ MORE