Essays about: "systemic banking"
Showing result 21 - 25 of 27 essays containing the words systemic banking.
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21. Inequality as a Cause of Systemic Banking Crises ̶ Some New Theory and Evidence
University essay from Lunds universitet/Ekonomisk-historiska institutionenAbstract : The thesis argues that systemic banking crises and inequality go hand in hand, with inequality in front. Through showing how factors commonly found to influence banking crises, such as household and business debt levels, asset prices, default ratios, and credit growth (all important in Minsky-type bubbles) theoretically can be attributed to decreasing relative wages of households, and/or concentration of wealth among "hoarders" it sheds light on a potentially strong link between inequality and banking crises. READ MORE
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22. An Application of Macroprudential Capital Requirements in Sweden
University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomiAbstract : The adverse effects of the recent financial crisis have highlighted the need to reform bank regulation. In this paper we investigate the suitability of capital requirements based on measures that account for systemic risk. READ MORE
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23. The separation of commercial and investment banking: A literature review
University essay from Göteborgs universitet/Företagsekonomiska institutionenAbstract : The purpose of this thesis is to survey the academic literature concerning the separation of commercial and investment banking, and to serve as a basis for future research. We provide a review of 75 papers showing that there is no unanimous evidence either for or against the argument that a separation of commercial and investment banking would be more beneficial for society overall. READ MORE
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24. Basel III Forthcoming - How Swedish banks perceive the impact of the Basel III Accord and its effect on systemic risk
University essay from Handelshögskolan vid Umeå universitetAbstract : The banking sector plays an important part of the modern society and a collapse of the financial system would have severe consequences for the society. In order to protect the system from a systemic collapse, regulations have been put in place to ensure a more stable financial system. READ MORE
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25. Reassessing the Use of Aggregate Prudential Ratios to Identify Banking System Problems
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : Building on an early warning baseline model, this paper analyzes the application of macroprudential banking ratios for an economy's five largest financial institutions, constructed from balance-sheet data, on the probability of systemic banking crises occurring relative to the sector-wide aggregates that are commonly used by the International Monetary Fund (IMF) and other authorities. The investigation is motivated by the observation that the distribution of bank assets is highly asymmetric in advanced economies, the fact that an economy's largest banks are often implicated in systemic banking crises, as well as theory and empirical evidence demonstrating the large impact of shocks originating at large banks. READ MORE