Essays about: "thesis in credit risk and SMEs"

Showing result 1 - 5 of 6 essays containing the words thesis in credit risk and SMEs.

  1. 1. Credit Risk Model for loans to SMEs in Sweden : Calculating Probability of Default for SMEs in Sweden based on historical data, to estimate a financial institution’s risk exposure

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Khalil Mustafa; Victor Persson; [2017]
    Keywords : Credit risk; probability of default; logistic regression;

    Abstract : As a consequence from the last financial crisis that began 2007 in USA, regulatory frameworks are continuously improved in order to limit the banks’ risk exposure. Two of the amendments are Basel III and IFRS 9. READ MORE

  3. 2. Credit Risk Evaluation of Swedish SMEs : A Banking Sector Perspective

    University essay from Umeå universitet/Företagsekonomi

    Author : Maria Hörstedt; Johanna Linjamaa; [2015]
    Keywords : Credit Risk; Risk Evaluation; Banks; Financial Institutions; SME; Credit Ratings; Standard Poor’s; Capital Structure; Finance; Bank Loans; Qualitative; Quantitative;

    Abstract : As a result from the latest financial crisis, the banking industry has undergone major modifications during the last years in order to limit banks’ risks. A vast majority of existing literature tends to focus upon credit risk evaluation methods and techniques mainly concerning quantitative measures and large companies. READ MORE

  4. 3. The Internationalization of Swedish SMEs : how does internationalization affect individual firm’s capital and credit risk structure?

    University essay from KTH/Fastigheter och byggande

    Author : Max Ahlgren; Jacob Goldmann; [2012]
    Keywords : ;

    Abstract : In this master thesis we examine how the level of internationalization, i.e. a firm’s relative exposure to foreign sales, affects individual SMEs in Sweden. Since it is conducted using a data sample with Swedish SMEs its applicability in other countries may vary. READ MORE

  5. 4. Perceived risks as adoption barriers of Facebook commerce : Exploring Facebook users’ perceptions

    University essay from Internationella Handelshögskolan

    Author : Carlos Valles; Antoniya Petrova; [2012]
    Keywords : Adoption barriers; attitudes; brand extension; consumer behavior; Facebook commerce; f-commerce; perceived risks; perceptions; ZMET;

    Abstract : Purpose: The purpose of this thesis is to explore and analyze perceptions and attitudes of Facebook users as consumers and merchants; investigate which perceived risks, if any, function as adoption barriers of f-commerce. Methodology: The study adopts a mixed method approach. READ MORE

  6. 5. FINANCING OPTIONS FOR SMALL AND MEDIUM-SIZED ENTERPRISES (SMES) : EXPLORING NON-BANK FINANCIAL INSTITUTIONS AS AN ALTERNATIVE MEANS OF FINANCING

    University essay from Blekinge Tekniska Högskola/Sektionen för management

    Author : ESISAL-RUTH LEMUEL; [2009]
    Keywords : Non-Bank Financial Institutions; Financing; Small and Medium-sized Enterprises ;

    Abstract : ABSTRACT BACKGROUND AND PROBLEM DISCUSSION: Small and medium-sized enterprises are observed as capable instruments to solving the critical problems of development and poverty affecting most developing countries (Kayanula and Quartey 2000; Mead and Liedholm 1998; Fischer 1995), therefore the need for their growth in Nigeria is beyond question. Amidst many other problems, gaining access to bank credits and other financial markets have been identified as a key hindrance to this growth. READ MORE