Essays about: "thesis in life insurance"

Showing result 1 - 5 of 44 essays containing the words thesis in life insurance.

  1. 1. The deductibles impact on the risk premium

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Ludvig Bergman; [2023]
    Keywords : deductible; insurance mathematics; non-life insurance pricing; Försäkringsmatematik; självrisk; självrisker;

    Abstract : The aim of this master thesis is to derive methods that assesses the impact the deductiblehas on the risk premium of an insurance contract. The additive structure of a deductiblenecessitates approaches beyond treating it as a regular covariate in a generalized linearmodel for predicting the risk premium. READ MORE

  2. 2. Predicting Risk Level in Life Insurance Application : Comparing Accuracy of Logistic Regression, DecisionTree, Random Forest and Linear Support VectorClassifiers

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Pulagam Karthik Reddy; Sutapalli Veerababu; [2023]
    Keywords : Decision Tree Classifier; Logistic Regression; Machine Learning; Random Forest Classifier; Linear Support Vector Classifier;

    Abstract : Background: Over the last decade, there has been a significant rise in the life insurance industry. Every life insurance application is associated with some level ofrisk, which determines the premium they charge. The process of evaluating this levelof risk for a life insurance application is time-consuming. READ MORE

  3. 3. Navigating the Volatility Adjustment in Solvency II : Portfolio Optimization for Balance Sheet Stability

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Max Thorendal; [2023]
    Keywords : ;

    Abstract : This thesis investigates volatility adjustment from the Solvency II regulation and portfolio allocation methods for pension- and life insurance companies aiming to maintain a stable balance sheet. The volatility adjustment is a component added to the risk-free rate for discounting the present value of future liabilities, and it is calculated monthly based on the spread levels in the fixed-income market. READ MORE

  4. 4. Conditions for Circular Electric Vehicle Battery Value Chains : Exploring Opportunities for Circular Economy Implementation in the Value Chain of Electric Vehicle Batteries in Nairobi, Kenya

    University essay from Linköpings universitet/Industriell miljöteknik

    Author : Johanna Hegenbart; Sofie Rosmark; [2023]
    Keywords : Circular Economy; Electric Vehicle Batteries; Sustainability; Ecosystem;

    Abstract : To reduce the negative impacts of climate change, electric vehicles (EVs) have emerged as a viable solution in the mobility sector, leading to an increase in battery production and use. For electric vehicle batteries (EVBs) to be sustainable, the total impact of the supply and value chain has to be as low as possible, making the implementation of circular economy (CE) principles a key element in the transition. READ MORE

  5. 5. Optimizing the Cash Reserve in a Portfolio of US Life Insurance Policies

    University essay from Linköpings universitet/Produktionsekonomi

    Author : Alva Happe; Wassim Seifeddine; [2022]
    Keywords : portfolio optimization; risk management; monte carlo; value at risk; life settlements; longevity risk; cash reserve; closed-end fund;

    Abstract : Hoarding a too large cash reserve is often unfavourable due to lost investment opportunities. Similarly, an insufficient cash reserve can be detrimental, as one might fail to meet payment obligations. Finding the optimal balance is nothing that is done in the blink of an eye, particularly when the underlying variable is stochastic, e.g. READ MORE