Essays about: "thesis on credit using regression"
Showing result 1 - 5 of 31 essays containing the words thesis on credit using regression.
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1. Explainable Artificial Intelligence and its Applications in Behavioural Credit Scoring
University essay from Stockholms universitet/Institutionen för data- och systemvetenskapAbstract : Credit scoring is critical for banks to evaluate new loan applications and monitor existing customers. Machine learning has been extensively researched for this case; however, the adoption of machine learning methods is minimal in financial risk management. READ MORE
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2. Modelling Proxy Credit Cruves Using Recurrent Neural Networks
University essay from KTH/Matematisk statistikAbstract : Since the global financial crisis of 2008, regulatory bodies worldwide have implementedincreasingly stringent requirements for measuring and pricing default risk in financialderivatives. Counterparty Credit Risk (CCR) serves as the measure for default risk infinancial derivatives, and Credit Valuation Adjustment (CVA) is the pricing method used toincorporate this default risk into derivatives prices. READ MORE
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3. Credit Card Approval Prediction : A comparative analysis between logistic regressionclassifier, random forest classifier, support vectorclassifier with ensemble bagging classifier.
University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskapAbstract : Background. Due to an increasing number of credit card defaulters, companies arenow taking greater precautions when approving credit applications. When a customermeets certain requirements, credit card firms typically use their experience todecide whether to grant them a credit card. READ MORE
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4. Loan Loss Provisions and Lending Activity in Banks : A quantitative study comparing the effects of loan loss provisions on lending activity in banks applying IFRS 9 and ASC 326
University essay from Umeå universitet/FöretagsekonomiAbstract : As a response to the financial crisis of 2008 the IASB and the FASB developed IFRS 9 and ASC 326, respectively. These accounting regulations are supposed to increase reporting transparency and promote financial stability by determining the calculation and recognition of loan loss provisions. READ MORE
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5. Credit scoring using Logistic regression
University essay from Mälardalens universitet/Akademin för utbildning, kultur och kommunikationAbstract : In this thesis, we present the use of logistic regression method to develop a credit scoring modelusing the raw data of 4447 customers of a bank. The data of customers is collected under 14independent explanatory variables and 1 default indicator. The objective of this thesis is toidentify optimal coefficients. READ MORE