Essays about: "unbanked"

Showing result 1 - 5 of 15 essays containing the word unbanked.

1. 1. New entrants disrupting the traditional business model of the global remittances industry through blockchain technology

   University essay from Göteborgs universitet/Graduate School

   Author : Gabriel Robles Rodríguez; [2022-08-19]
   Keywords : blockchain; financial services; global remittances; blockchain in remittances industry; financial inclusion; diffusion of innovation; technology adoption; digitalization; business model innovation; disruptive innovation; unbanked; underbanked;

   Abstract : The world is becoming increasingly digital, and technologies are emerging and evolving. Some of these technologies are considered to have disruptive potential, which is why it's important for industries and companies to keep up with the ongoing changes. One technology that is currently considered disruptive is called "blockchain. READ MORE

3. 2. Credit Scoring Based on Behavioural Data

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Daniel Bouvin; Erik Hamberg; [2022]
   Keywords : Banking; Behavior; Behaviour; Credit Modelling; Klarna; Logistic Regression; Machine Learning; Neural Networks; Random Forests; XGBoost;

   Abstract : Credit modelling has traditionally been done by credit institutes based on financial data about the individuals requesting the credit. While this has been sufficient in lowering risk in developed economies with plenty of financial data it is inefficient in developing economies and fails to reach the unbanked population. READ MORE

4. 3. The FinTech-driven Approach to Financial Inclusion: A cross-sectional study of how Financial Inclusion furthers Sustainable Development in Sub-Saharan Africa

   University essay from Lunds universitet/Ekonomisk-historiska institutionen

   Author : Hadijatou Inoussa; [2021]
   Keywords : Financial Inclusion; Fintech; Sustainable Development; Inequality; Economic growth; Sub-saharan Africa; Business and Economics;

   Abstract : The UN 2030 agenda for sustainable development acknowledges the essential role of financial inclusion in achieving the Sustainable Development Goals (SDGs) and reducing inequality. African countries have made substantial progress in economic development and financial inclusion over the last two decades, yet there is still considerable need for further development. READ MORE

5. 4. Digital Microfinance in a ‘Digital Bangladesh’ - Organizational Challenges for Microfinance Institutes towards Digital Financial Inclusion

   University essay from Lunds universitet/LUMID International Master programme in applied International Development and Management; Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi

   Author : Aquib MD Sadman Bari; [2021]
   Keywords : Microfinance; Digitization; Financial Inclusion; Digital Financial Services; Bangladesh; Diffusion of innovations; Organizational capacity; Digital innovations; Social Sciences;

   Abstract : This thesis aims to contribute to the growing concept of Digital Financial Inclusion by exploring the challenges that Microfinance Institutes (MFIs) experience to provide financial services to the unbanked population in Bangladesh. Though there is an emergence of digital financial services provided by the commercial banks based on the infrastructural development initiative taken by the Bangladeshi Government’s ‘Digital Bangladesh’ agenda, only a few MFIs are investing their resources in digital innovations to strengthen their activities. READ MORE

6. 5. Mobile Money and Economic Growth in Sub-Saharan Africa

   University essay from Linköpings universitet/Nationalekonomi; Linköpings universitet/Filosofiska fakulteten

   Author : Isabella Ritzén; Jasmin Hussein; [2021]
   Keywords : ;

   Abstract : Financial inclusion play a key role for a country's economic growth for poverty eradication and multiple studies have been made on how to achieve it. With a cellphone as the most accessible technology, it enables pervasively unbanked people to pay bills, save, withdraw and deposit money. READ MORE