Saving for Change : A field study of Saving Groups impact on women’s empowerment in Uganda

Abstract: This thesis examines the role self-help microfinance Saving Groups play in women’s empowerment in villages in Mbale district, Uganda. Central for the study is to identify the challenges and opportunities that participation in Saving Groups brings in women’s everyday life. The thesis is a result of a qualitative field study in Uganda, where eleven mothers attending Saving Groups in the villages Nashikhaso, Bubuyera and Mulyuli were interviewed. The findings show that loans from the groups have allowed the interviewees to improve their farming and thereby gain an annual income which has led to several life-changing opportunities. The ability to pay for children’s education is recognized as most valued for the women’s self-esteem, self-confidence and hope for a better future. Moreover, the findings show that even though the Saving Group’s function as a financial instrument is important, their function as a center where women can socialize and find support and knowledge may be even more vital for women’s empowerment. Patriarchal structures are affected since the Saving Groups have given women that want to make a change an arena in which to do so. Thus, through the group, women have entered a traditionally men-only zone where they redefine roles and norms.