Students saving : What are the governing factors of students saving?
Abstract: Problem: Few studies regarding savings among students have been conducted, particularly studies looking at students in Sweden, as the general assumption is that students cannot save. Purpose: Investigate what factors may affect students saving behavior Method: The thesis will be done by a quantitative and deductive approach. To investigate what factors affect students saving we conducted several hypotheses tests through regression analysis. Result and Conclusion: The investigation showed that through our estimates we were able to find three significant variables at a 5% level; Income, Worked Before and Saving Before and a general fit of the model of 16.36%. One possible explanation for the poor fit is the complexity of human behavior and thusly that it is hard to explain. Keywords: Students, saving, consumption theory, statistics, age, behavioral, finance
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