Essays about: "Lending to Small and Medium-sized Enterprises"

Found 5 essays containing the words Lending to Small and Medium-sized Enterprises.

  1. 1. Determining an Optimal Loan Limit Strategy for SME Lending

    University essay from KTH/Matematisk statistik

    Author : Isac Karlsson; Ludvig Wärnberg Gerdin; [2020]
    Keywords : Lending to Small and Medium-sized Enterprises; linear programming; loan limit; FinTech; Kreditgivning till Små och Medelstora Företag; linjär programmering; lånlimit; FinTech;

    Abstract : The purpose of this thesis it to determine an optimal loan limit strategy. The optimality conditions are formulated in two different ways to account for two different objectives: maximizing the total profit and maximizing the approval rate. These objectives have been formulated as mathematical models and solved using linear programming. READ MORE

  3. 2. The Adverse Effects of Stricter Capital Regulation on the SME Bank Lending Channel

    University essay from Göteborgs universitet/Graduate School

    Author : Rebecca Palm Ballesta; Fredrika Poole Bonnier; [2018-07-04]
    Keywords : SME; Bank Lending Channel; External Finance; Capital Regulation; Basel III; SME SF;

    Abstract : The aim of this thesis is to investigate if stricter capital regulation creates negative shocks in the loan market and if these shocks adversely effect Small and Medium sized Enterprises (SME) access to external financing through the bank lending channel. This is tested through a Difference-in-Difference (DiD) model, where loan volume and interest rates of SMEs are compared to large firms in Europe from 2011 to 2016. READ MORE

  4. 3. The Effect of Capital Requirements on Bank Lending to Small and Medium-Sized Enterprises

    University essay from Göteborgs universitet/Graduate School

    Author : Fredrik Gustavsson; Jonathan Taheri; [2017-07-25]
    Keywords : Small and Medium-Sized Enterprises; Basel III; Capital Requirements; Regulatory Capital; Bank Lending; Europe; System Generalized Method of Moments;

    Abstract : This thesis examines the effect of strengthened capital requirements on the supply-side of bank lending to Small and Medium-Sized Enterprises (SMEs) in Europe. The thesis further assesses the effect of capital buffers on lending to SMEs in addition to examining how different bank lending practices are affected by stricter capital requirements. READ MORE

  5. 4. Audit from Audit Exempted Small and Medium-sized Entities (SMEs) in Sweden

    University essay from Handelshögskolan vid Umeå universitet

    Author : Biswas Kaji Lakhe Shrestha; Honey Htun Wai; [2011]
    Keywords : Audit demands; Audits for small and medium-sized entities SMEs ; Audit exempted SMEs; Band loans; Swedish legislation of statutory audit exemption; Voluntary audits;

    Abstract : Small and medium-sized enterprises (SMEs) are seen as backbone for economic growth because they are regarded as catalyst for entrepreneurial skills, innovation and employment. Since in Sweden approximately 99.89% of enterprises are SMEs, they take an important role in country’s economic development. READ MORE

  6. 5. Does distance matter when banks lend to SMEs? A Case Study of Handelsbanken AB, in the importance of Geographical Proximity in Credit Management by Banks

    University essay from Göteborgs universitet/Företagsekonomiska institutionen

    Author : Fredrik Ohlsson; [2010-07-02]
    Keywords : ;

    Abstract : Increasing globalization results in that companies are becoming more rootless and complex. In this highly evolving global environment. READ MORE