Essays about: "Loan supply"

Showing result 6 - 10 of 23 essays containing the words Loan supply.

  1. 6. The Expected Credit Loss Model's Impact on the Cyclicality of Credit Supply: A Study of the Implementation of IFRS 9

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Oskar Duan; Iuliana Tornea; [2022]
    Keywords : Expected credit loss; Incurred credit loss; Capital crunch; IFRS 9; Capital Requirements;

    Abstract : The accounting standard for recognizing loan loss provisions changed in 2018 from IAS 39 to IFRS 9. IFRS 9 introduced the expected credit loss model (ECL), intended to be an improved alternative to its predecessor, the incurred credit loss model (ICL), which was criticized for the "too little, too late" provisioning during the 2008 financial crisis. READ MORE

  3. 7. Credit Supply and its Impact on Small Businesses during the Great Recession: An Empirical Study of Low and High Income Counties in the US

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Robin Nordström; Cornelia Glowacki; [2022]
    Keywords : Small business loans; Credit supply; Great Recession; Inequality;

    Abstract : The purpose of this paper is to investigate the economic effects that the reduction of credit that followed the Great Recession had on small businesses. We find that the supply of bank credit to small businesses in times of crisis does not discriminate against businesses in low income regions, but rather that the economic effects are the same through a nation-wide perspective. READ MORE

  4. 8. Financing higher education in Tanzania: Exploring Challenges and potential student loan models

    University essay from Lunds universitet/Innovationsteknik

    Author : Carl Johansson; Jacob Lundborg Ander; [2021]
    Keywords : Technology and Engineering;

    Abstract : The demand for higher education is quickly rising in the Sub-Saharan Africa region and the question of giving access to all members of society often comes down to financing. Many countries, including Tanzania, have opted for cost-sharing policies where the cost of education is split between the state and the individuals - leaving many without the possibility of attending higher education. READ MORE

  5. 9. Do Housing Prices Affect Loan Supply? : Evidence from Sweden During the Post-Crisis Period

    University essay from KTH/Nationalekonomi

    Author : Hampus Åkerstrand; [2018]
    Keywords : Bank Loans; Housing Prices; Collateral Channel; Crowding Out Effect;

    Abstract : Financial intermediaries are paramount for modern society. During the last decade, however, our reliance on these institutions have been meticulously debated, especially in the aftermath of the financial crisis. READ MORE

  6. 10. Macroeconomic uncertainty and banks’ loan supply: The case of the Nordic countries

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Ellenor Lodenius; [2017]
    Keywords : Macroeconomic uncertainty; loan supply; GARCH; Global Economic Policy Uncertainty Index; Survey of Professional Forecasters; Business and Economics;

    Abstract : The purpose of this paper is to investigate whether macroeconomic uncertainty has a negative effect on Nordic banks’ loan supply. To test this a model is defined with a gross loans/total asset ratio as the dependent variable and a proxy for macroeconomic uncertainty is used as the explanatory variable. READ MORE