Essays about: "Subprime Customer"

Found 2 essays containing the words Subprime Customer.

  1. 1. Predicting Subprime Customers' Probability of Default Using Transaction and Debt Data from NPLs

    University essay from KTH/Matematisk statistik

    Author : Lai-Yan Wong; [2021]
    Keywords : Credit Scoring Model; Probability of Default; Payment Behaviour; Subprime Customer; Non-performing Loan; Logistic Regression; Regularization; Feature Selection; Kreditvärdighetsmodell; Sannolikhet för Fallissemang; Betalningsbeteende; Högriskkunder; Nödlidandelån; Logistik Regression; Regularisering; Variabelselektion;

    Abstract : This thesis aims to predict the probability of default (PD) of non-performing loan (NPL) customers using transaction and debt data, as a part of developing credit scoring model for Hoist Finance. Many NPL customers face financial exclusion due to default and therefore are considered as bad customers. READ MORE

  3. 2. Default Prediction of a Swedish Mortgage Portfolio using Logistic Regression

    University essay from KTH/Matematisk statistik

    Author : Stephanie Holm; Sara Stegare; [2017]
    Keywords : ;

    Abstract : This thesis was conducted to investigate what factors are important for a financial institute when predicting the risk of default for a Swedish mortgage portfolio. The applied method was logistic regression analysis and the data used in the thesis was received from a Swedish financial institute. READ MORE