Essays about: "Uses of IT in banks"

Showing result 1 - 5 of 35 essays containing the words Uses of IT in banks.

  1. 1. The sudden rise of neobanks and the threat it poses upon the traditional banking system.

    University essay from Jönköping University/Internationella Handelshögskolan

    Author : Victor Lindström; Olof Nilsson; [2023]
    Keywords : ;

    Abstract : The aim of this paper is to investigate the emergence of neobanks in the financial services industry, and whether they pose a threat to traditional banks. To successfully answer this, gaps in previous research and studies were examined to generate three research questions. READ MORE

  3. 2. Banks´contribution to economic growth : Evidence from European countries

    University essay from Luleå tekniska universitet/Institutionen för ekonomi, teknik, konst och samhälle

    Author : Amanda Weslien; [2023]
    Keywords : economic growth; bank; europe; european countries; growth; GDP; banks; GMM; profitability; Ekonomisk tillväxt; bank; europa; europeiska länder; tillväxt; BNP; banker; GMM; lönsamhet;

    Abstract : A major objective of policy makers is to achive targeted economic growth. Given the role of financial institutions and banks in today´s economy several researchers studied the relationship between economic growth and profitability of banks. READ MORE

  4. 3. Peeking Through the Leaves : Improving Default Estimation with Machine Learning : A transparent approach using tree-based models

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Elias Hadad; Angus Wigton; [2023]
    Keywords : Machine learning; Expected credit loss; Probability of default; ECL; PD; Risk Management; Credit Risk Management; Default Estimation; AI; Artificial intelligence; Fintech; Supervised learning; Decision tree; Random forest; XG boost; Transparency; Machine learning transparency;

    Abstract : In recent years the development and implementation of AI and machine learning models has increased dramatically. The availability of quality data paving the way for sophisticated AI models. Financial institutions uses many models in their daily operations. READ MORE

  5. 4. Lowering energy need and improving indoor climate - A case study of rural dwellings in Gammalsvenskby, Ukraine

    University essay from Lunds universitet/Institutionen för arkitektur och byggd miljö; Lunds universitet/Avdelningen för Energi och byggnadsdesign

    Author : Viktor Kauranen; [2022]
    Keywords : Gammalsvenskby; energy-efficient; indoor climate; rural buildings; renovation; Ukraine; Life cycle cost; Technology and Engineering;

    Abstract : A vast majority of rural dwellings in Ukraine are inefficient from an energy perspective, with a major need for energy-efficient renovations. A lot of these buildings are also having problems with the indoor climate, with poor ventilation combined with indoor combustion of fuel which can cause negative health effects. READ MORE

  6. 5. Measurement of sectoral concentration with multiple factors

    University essay from Uppsala universitet/Statistiska institutionen

    Author : Victor Norrbin; [2022]
    Keywords : Concentration risk; Sector concentration; Credit risk; Time series analysis; Principal component analysis; Monte carlo simulation; Multi-factor model;

    Abstract : One of banks core businesses today is to, in various ways, lend capital to the market and in return receive interest rate. But giving out credit comes with great risk and, therefore, precautions need to be taken. It is impossible to forecast exactly which obligor (borrower) that will default on its exposure. READ MORE