Essays about: "credit management master thesis"

Showing result 1 - 5 of 21 essays containing the words credit management master thesis.

  1. 1. Methods for local energy and climate planning : A Case stuudy on the Urban Community of Dunkirk

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Sacha Thibault; [2023]
    Keywords : Energy transition - Climate and energy policy - Renewable energy - Decision-Support Tools - Local authorities; Energiomställning - Klimat- och energipolitik - Förnybar energi - Verktyg för beslutsstöd - Lokala myndigheter;

    Abstract : Energy management concerns were raised in France after the oil crisis in the 1970s. From then, the local actors developed policies to better control the energy production and consumption on the territories. Climate considerations and the need to limit greenhouse gases (GHG) emissions were then added to these energy issues in the early 2000s. READ MORE

  2. 2. Peeking Through the Leaves : Improving Default Estimation with Machine Learning : A transparent approach using tree-based models

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Elias Hadad; Angus Wigton; [2023]
    Keywords : Machine learning; Expected credit loss; Probability of default; ECL; PD; Risk Management; Credit Risk Management; Default Estimation; AI; Artificial intelligence; Fintech; Supervised learning; Decision tree; Random forest; XG boost; Transparency; Machine learning transparency;

    Abstract : In recent years the development and implementation of AI and machine learning models has increased dramatically. The availability of quality data paving the way for sophisticated AI models. Financial institutions uses many models in their daily operations. READ MORE

  3. 3. Capabilities and Processes to Mitigate Risks Associated with Machine Learning in Credit Scoring Systems : A Case Study at a Financial Technology Firm

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Jakob Pehrson; Sara Lindstrand; [2022]
    Keywords : Trustworthy AI; Credit Scoring; Digital Capabilities; Fintech; Etisk AI; Kreditvärdighet; Digitala Förmågor; Fintech;

    Abstract : Artificial intelligence and machine learning has become an important part of society and today businesses compete in a new digital environment. However, scholars and regulators are concerned with these technologies' societal impact as their use does not come without risks, such as those stemming from transparency and accountability issues. READ MORE

  4. 4. In-store mobile payment in western countries : A study on readiness and adoption

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : XINYU LI; YI LIU; [2021]
    Keywords : ;

    Abstract : The purpose of this master thesis is to investigate the characteristics that made in-store mobile payment in China fast and highly adopted and to give suggestions for developing in-store mobile payment in western countries with the readiness of these characteristics. From the literature study, several characteristics are identified, including trust in mobile payments, expectation of fast transactions, quick and easy authentication, willingness to share personal data, low level of consumer credit, high adoption of QR codes for payment, friendly development environment, price-sensitive, easily influenced by other people, high cash preference, low adoption of NFC, and low availability of different payment options. READ MORE

  5. 5. The impact of agricultural credit on farm level technology adoption : the case of cacao production in post-conflict Colombia

    University essay from SLU/Dept. of Economics

    Author : Andrés Bodensiek; [2020]
    Keywords : agricultural credit; cluster analysis; cacao farming; management practices; technology adoption; regression analysis;

    Abstract : The purpose of this master thesis is to investigate how access to credit in Colombia's cacao production affects technology adoption. Technology adoption is defined as management practices, considering that low crop quality and productivity are the main problems faced by cacao farmers in Colombia. READ MORE