Essays about: "student loan effects."

Showing result 1 - 5 of 13 essays containing the words student loan effects..

  1. 1. Investigation of the Swedish study aid system : Significance of potential system misuse

    University essay from Umeå universitet/Företagsekonomi

    Author : Povilas Keniausis; Dmitri Kolyarchik; [2023]
    Keywords : CSN; economic student aid; Swedish study aid; student loan effects.;

    Abstract : Since the introduction of CSN (Centrala studiestödsnämnden/Swedish Board of StudentFinance), the amount of students entering higher education has drastically increased. Along-term investigation has been conducted by the Swedish Financial Department(Finansdepartementet) in order to identify potential ways of improvement of the Swedishstudy aid system. READ MORE

  2. 2. Does investor diversity in loan syndications affect the initial returns in the secondary market?

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Erik Andersson; João Fernandes; [2023]
    Keywords : Syndicated loans; Information diversity; Investor diversity; Under-pricing; Initial returns; Discount; Business and Economics;

    Abstract : The syndicated loan market is a major source of corporate funding, raising $5 trillion in 2021. The secondary market where these loans are traded has seen a rapid growth in the last few decades. This growth was accompanied by the entrance of new types of participants, increasing the investor diversity. READ MORE

  3. 3. The impact of capital requirements on Swedish bank lending: A study on the effects of higher capital regulations

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Anton Ljung; Axel Schennings; [2018]
    Keywords : Capital requirements; Basel; Bank lending; Financial stability; Business and Economics;

    Abstract : The increased capital requirements, as a result of Basel III regulations, have been widely debated among bankers, regulators and other agents. In this thesis, we aim to evaluate if the increased capital requirements have had an effect on bank lending in Sweden. READ MORE

  4. 4. Amortization- What happens?

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Agnes Norberg; [2018]
    Keywords : Amortization; Loan-to-Income ratio; Finansinspektionen; KALP; Business and Economics;

    Abstract : Abstract The amortization requirement stipulates that all new mortgages will be amortized in the interval between 50-70 per cent of the residence value; an additional, stricter, amortization applies if the mortgage exceeds 450 per cent of the individual´s gross annual income. The stricter amortization requirement is brand new, implemented the 1st of March 2018. READ MORE

  5. 5. Comparing Microfinance and Education for Poverty Reduction – A Macro Perspective

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Tobias Kienlein; [2016]
    Keywords : microfinance; poverty; poverty gap; education; country panel; comparison; fixed effects; random effects; instrumental variables; developing countries; macro perspective; development; Business and Economics; Social Sciences;

    Abstract : Better access to finance and higher education levels in a country are two major policy areas of governments and international development cooperation organisations for the goal of reducing poverty. Microfinance has become a popular instrument to facilitate access to finance, but comparative evidence on a macro scale is scarce. READ MORE