Essays about: "debt to disposable income"
Showing result 1 - 5 of 9 essays containing the words debt to disposable income.
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1. Household consumption: How households' disposable income, financial assets and total debt affect household consumption
University essay from Södertörns högskola/Institutionen för samhällsvetenskaperAbstract : This study examines whether macroeconomic variables, such as household disposableincome, financial assets and total debt affect household consumption by applying Panel dataon The fixed effects model. The data included 13 European OECD countries that are membersof EMU between the years 2009-2019. READ MORE
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2. The nub of the household indebtedness, and its association to the housing market, from a Swedish point of view
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : The debt to disposable income ratio of Swedish households has the past thirty years increased radically and mortgages cover eighty percent of household’s financial liabilities. According to the Life-cycle hypothesis, households maintain a steady consumption throughout their lifetime by accumulating mortgages in early ages with the aim to repay their debts when their economy becomes stronger as they become older. READ MORE
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3. An Analysis of Household Debt on Consumption : in the Swedish Economy
University essay from Umeå universitet/NationalekonomiAbstract : Household debts in Sweden have been rising over the last 2 decades. Household debtsinclude both mortgage and consumer loans of households. The Central Bank of Sweden, alsoknown as the Riksbank, measures the household indebtedness situation in Sweden by thehousehold debt to disposable income ratio. READ MORE
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4. The Great Recession and the Need for Structural Reform
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : This thesis acknowledges and explores consumer sentiment and behaviour beyond the traditional dogma of rational agents. The hypothesis is that European consumers have become increasingly worried and/or affected by structural problems since the Financial Crisis, leading to a "wait-and-see" situation that prolongs the economic downturn. READ MORE
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5. The Usefulness of the Debt Ratio - The Role for Measures of Financial Imbalances within the Monetary Debate and the Division within the Swedish Riksbank
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : The aftermath of the 2008 global financial crisis has seen more and more attention within the monetary debate shifted toward the buildup of financial imbalances within the economy and the increasing levels of household debt. For years, this issue has divided the Executive Board of Governors at the Swedish Riksbank into a hawkish Majority faction and a dovish Minority faction. READ MORE
