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Showing result 1 - 5 of 45 essays matching the above criteria.

  1. 1. Investigating the Adoption of Blockchain Technology for Cross-Border Payments in the Swedish Financial Industry : A Diffusion Theory Approach through Expert Interviews

    University essay from Linnéuniversitetet/Institutionen för informatik (IK)

    Author : Dion Ijeh; Indah Puji Rahayu; [2023]
    Keywords : Cross border payment transactions; international payments; blockchain technology; blockchain; smart contract; DLT; cryptocurrency; diffusion of innovation theory; thematic analysis; blockchain adoption; financial industry; Qualitative Research; DOI;

    Abstract : The adoption of blockchain technology for cross-border payments is not an easy task.However this qualitative study further investigates the connotations associated with adoptionof blockchain in cross-border financial transactions within Swedish financial institutions suchas banks, fintech, and credit management service companies. READ MORE

  3. 2. Heterogeneity in demand for credit payment protection insurance

    University essay from Umeå universitet/Nationalekonomi

    Author : Ella Meriläinen; [2023]
    Keywords : ;

    Abstract : Household indebtedness has increased remarkably around the world in the last two decades (IMF, 2023) e.g., in Finland, where households borrow more, but also end up with economic difficulties where they cannot afford to amortize their loans (Tilastokeskus, 2023). READ MORE

  4. 3. Credit Card Transaction Fraud Detection Using Neural Network Classifiers

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Ehsan Nazeriha; [2023]
    Keywords : GAN; Deep Learning; Variational Autoencoder; Anomaly Detection; SMOTE; GAN; Djupinlärning; Variational Autoencoder; Anomali detektering; SMOTE;

    Abstract : With increasing usage of credit card payments, credit card fraud has also been increasing. Therefore a fast and accurate fraud detection system is vital for the banks. To solve the problem of fraud detection, different machine learning classifiers have been designed and trained on a credit card transaction dataset. READ MORE

  5. 4. Impulsive Buying Behaviour on BNPL Services

    University essay from Lunds universitet/Företagsekonomiska institutionen

    Author : Ahmed El Sayed; Huaiyuan Wu; Cheuk Man Fung; [2022]
    Keywords : Consumer credit; BNPL; consumer behaviour; generation Z; impulsive buying; Business and Economics;

    Abstract : Title A quantitative study on the buying behaviour of Generation Z Keywords: Consumer credit, BNPL, consumer behaviour, generation Z, impulsive buying Background: The Buy now, pay later service has been developing rapidly in recent years and is being regarded as one of the fastest-growing modes of digital payments. There is an increasing number of online retailers and platforms partnering with payment solutions companies to offer an easy, seamless checkout experience for their customers. READ MORE

  6. 5. Where did my money go? A practical investigation towards users’ overspending behavior on online payment solution.

    University essay from Uppsala universitet/Institutionen för informatik och media

    Author : Hangning Zhang; [2022]
    Keywords : Credit card premium; Online payment solution; Financial management; UX Design; Human-Computer Interaction;

    Abstract : When entering the age of information technology, cash payments were slowly been replaced by other methods including credit cards and online payment applications. On one hand, it brings convenience, on the other hand, people potentially spend more money than before. READ MORE