Essays about: "Repayment problems"

Showing result 1 - 5 of 6 essays containing the words Repayment problems.

  1. 1. The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region

    University essay from Södertörns högskola/Nationalekonomi

    Author : Zeinab Hassano; Felicia Nordgren; [2020]
    Keywords : Microfinance; Psychometrics testinMicrofinance; Psychometrics testing; Group-lending; Disruptive technology; Ethiopia; repayment ability; collateral constraints;

    Abstract : An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. READ MORE

  2. 2. Sponsoring Entrepreneurship : A qualitative study on the effectiveness of government financing programs in sponsoring SME entrepreneurship in Botswana

    University essay from Uppsala universitet/Statsvetenskapliga institutionen

    Author : Jesper Bernhardsson; [2017]
    Keywords : SME entrepreneurship; government financing programs; agency problems; loan repayment;

    Abstract : The value of entrepreneurship in catalysing economic and social development in developing economies is well-documented. Government SME financing programs in Botswana have helped increase access to capital for entrepreneurs, but high default rates on loans have held down overall performance. READ MORE

  3. 3. The Effect of Attefall-houses – Can Attefall-houses assist to solve the housing shortage?

    University essay from KTH/Fastigheter och byggande

    Author : Alexandra Agholme; Caroline Hammar; [2016]
    Keywords : Attefall-house; Housing shortage; secondary renting marktet; Attefallshus; bostadsbrist; andrahandsuthyrning;

    Abstract : In Stockholm, there is a great shortage of supply on the housing market and many newly established on the market find it hard to find a home. During 2014 the Planning and building act was changed, allowing for a new kind of small buildings, so called Attefall-houses, of up to 25 sqm to be built without building permit on single family housing units. READ MORE

  4. 4. Financial literacy and repayment problems among microcredit clients: A minor field study in Tanzania

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Gabrielle Tillberg; Tim Westander; [2015]
    Keywords : Financial literacy; Microcredit; Microfinance; Repayment problems; Tanzania;

    Abstract : This paper investigates the relationship between financial literacy and repayment problems among clients of a microfinance institution (MFI) in Dar es Salaam, Tanzania. The awareness of financial literacy is continuing to increase while recent research has found significant correlation between financial literacy and financial performance and behaviours such as stock-market investment and pension planning. READ MORE

  5. 5. Potential challenges that occur within the banks credit assessment of property companies

    University essay from KTH/Fastigheter och byggande

    Author : Christina Hult; Ofelia Isberg; [2014]
    Keywords : Credit; Credit assessment; Repayment ability; Kredit; Kreditbedömning; Återbetalningsförmåga;

    Abstract : Our study highlights the potential challenges that occur within the banks credit assessment of property companies’ repayment ability and what improvements can be implemented to reduce the weaknesses of the credit process. The study aims to provide a greater understanding of how the credit assessment process works within a bank and to pay attention to where potential weaknesses in the system are located. READ MORE