Essays about: "the need for credit"

Showing result 1 - 5 of 94 essays containing the words the need for credit.

1. 1. Unraveling earnings management: A comprehensive analysis of loan loss provisions under IFRS 9 and the influence of executive remuneration

   University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

   Author : August Forsell; Daan van Elk; [2023]
   Keywords : Loan loss provisions; Banks; IFRS 9; Earnings management; Executive remuneration;

   Abstract : This study examines what impact the change from the Incurred Loss (IL) model under IAS 39 to the Expected Credit Loss (ECL) model under IFRS 9 had on earnings management through loan loss provisions (LLP). By studying a sample of listed European banks, our findings suggest that CEOs manage earnings through LLP but with different loss recognition practices under the two accounting regimes, recognizing fewer LLP under IAS 39 and more under IFRS 9. READ MORE

3. 2. Methods for local energy and climate planning : A Case stuudy on the Urban Community of Dunkirk

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Sacha Thibault; [2023]
   Keywords : Energy transition - Climate and energy policy - Renewable energy - Decision-Support Tools - Local authorities; Energiomställning - Klimat- och energipolitik - Förnybar energi - Verktyg för beslutsstöd - Lokala myndigheter;

   Abstract : Energy management concerns were raised in France after the oil crisis in the 1970s. From then, the local actors developed policies to better control the energy production and consumption on the territories. Climate considerations and the need to limit greenhouse gases (GHG) emissions were then added to these energy issues in the early 2000s. READ MORE

4. 3. Multi-factor approximation : An analysis and comparison ofMichael Pykhtin's paper “Multifactor adjustment”

   University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

   Author : Michael Zanetti; Philip Güzel; [2023]
   Keywords : Credit risk; Value at Risk; Expected Shortfall; Monte Carlo simulation; Advanced Internal Rantings-Based models; Kreditrisk; Value at Risk; Expected Shortfall; Monte Carlo simulation; Advanced Internal Rantings-Based-modeller;

   Abstract : The need to account for potential losses in rare events is of utmost importance for corporations operating in the financial sector. Common measurements for potential losses are Value at Risk and Expected Shortfall. These are measures of which the computation typically requires immense Monte Carlo simulations. READ MORE

5. 4. Drivers and Barriers for Biochar Deployment in Swedish Agriculture : a Multi-Level Perspective on Sustainability Transitions

   University essay from SLU/Department of Molecular Sciences

   Author : Danielle Jansen; [2023]
   Keywords : Agriculture; Socio-technical transitions; Multi-level perspective;

   Abstract : There are several sustainability challenges (e.g., environmental degradation, biodiversity loss, and food insecurity) that agro-food systems face. Simultaneously, agriculture is a major contributor to greenhouse gas emissions. READ MORE

6. 5. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market

   University essay from KTH/Fastighetsföretagande och finansiella system

   Author : Emil Danielsson; Sofia Nork; [2023]
   Keywords : Credit market; consumer credit; ecosystem; financial intermediaries; loan intermediaries; Kreditmarknad; konsumentkrediter; ekosystem; finansiella intermediärer; låneförmedlare;

   Abstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE