Essays about: "thesis in mortgage finance"

Showing result 1 - 5 of 6 essays containing the words thesis in mortgage finance.

1. 1. A multi-gene symbolic regression approach for predicting LGD : A benchmark comparative study

   University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

   Author : Hanna Tuoremaa; [2023]
   Keywords : Symbolic regression; loss given default; credit risk; logit transformed regression; beta regression; multi-gene genetic programming; regression tree;

   Abstract : Under the Basel accords for measuring regulatory capital requirements, the set of credit risk parameters probability of default (PD), exposure at default (EAD) and loss given default (LGD) are measured with own estimates by the internal rating based approach. The estimated parameters are also the foundation of understanding the actual risk in a banks credit portfolio. READ MORE

3. 2. Mortgage funds : Examining the emergence of new mortgage finance methods in Sweden

   University essay from KTH/Industriell ekonomi och organisation (Inst.)

   Author : Abdul Betts; [2018]
   Keywords : Mortgage funds; disintermediation; financial innovation; mortgage market competition; Bolånefonder; disintermediering; finansiell innovation; konkurrens;

   Abstract : Recent reports from the Swedish Financial supervisory authority and the Swedish competition agency suggest that while bank profitability is high in Sweden, the dominant position of a handful of actors have created a situation where consumers are left displeased. The mortgage market has been highlighted as one of the most concerning markets and yet, gross margins on mortgages are reaching record levels. READ MORE

4. 3. Can Investor Sentiment Help Explain Stock Market Crises?

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Andreas Wendeberg; [2015]
   Keywords : investor sentiment; stock market crises; behavioral finance; Consumer Confidence Index; CMAX measure; Business and Economics;

   Abstract : Traditional financial theory, assuming rationality and stock market prices justified by fundamentals, has failed to explain the occurrence of several large stock market crises. Theories in behavioral finance suggest stock market overvaluation, eventually leading to stock market crises, partly occur due to noise trading. READ MORE

5. 4. Is it profitable to amortize?

   University essay from KTH/Fastigheter och byggande

   Author : Marika Eskilsson; [2014]
   Keywords : Amortization; Savings; Alternative investments; Future analysis; Amortering; Sparande; Alternativinvesteringar; Framtidsanalyser;

   Abstract : Nearly all individuals who purchase a property will have to get a mortgage, which raises the issue of repayment of the loan. Is it more profitable to get out of debt or can we make the money grow faster through alternative investments? The purpose of this paper is to examine whether there are incentives for individual households to refrain from amortize. READ MORE

6. 5. Housing Finance - the Case of Botswana.

   University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

   Author : Fei-Fei Jing; Catrin Berge; [2010]
   Keywords : housing finance; developing countries; Botswana;

   Abstract : Housing finance plays an important role in shaping a country’s wider housing system and services the stability and effectiveness of the financial system, promoting social stability and economic development. This thesis explores the housing finance sector in Botswana by distinguishing necessary conditions and possible bottlenecks to development of an efficient market, as well as providing possible solutions. READ MORE