Essays about: "mortgage and loans"

Showing result 1 - 5 of 21 essays containing the words mortgage and loans.

  1. 1. A multi-gene symbolic regression approach for predicting LGD : A benchmark comparative study

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Hanna Tuoremaa; [2023]
    Keywords : Symbolic regression; loss given default; credit risk; logit transformed regression; beta regression; multi-gene genetic programming; regression tree;

    Abstract : Under the Basel accords for measuring regulatory capital requirements, the set of credit risk parameters probability of default (PD), exposure at default (EAD) and loss given default (LGD) are measured with own estimates by the internal rating based approach. The estimated parameters are also the foundation of understanding the actual risk in a banks credit portfolio. READ MORE

  3. 2. Solcellspark på jordbruksmark

    University essay from SLU/Dept. of People and Society

    Author : Carl Filip Axelsson; [2022]
    Keywords : förnybar energi; solenergi; solar energy; solceller; fossilfri el; investment calculation;

    Abstract : Solcellsparker är en aktuell fråga för många lantbruksföretag och innan företagen investerar i en solcellspark eller arrenderar ut mark till en solcellspark finns det frågor som måste redas ut. Till exempel finns det idag en möjlighet att välja om man som lantbrukare antingen ska arrendera ut marken till ett företag som monterar och ansvarar för solcellerna eller om man som lantbrukare själv ska stå för hela investeringen och inte blanda in något annat företag eller om man kan använda marken till andra ändamål till exempel jordbruk. READ MORE

  4. 3. SUPPORT VECTOR MACHINE VS. LOGISTIC REGRESSION FOR PREDICTING MORTGAGE DEFAULTS

    University essay from Lunds universitet/Matematisk statistik

    Author : Aram Olvbo; [2021]
    Keywords : Technology and Engineering;

    Abstract : Mortgage loan providers estimate the credit risks it caries when approving a mortgage loan to their clients. Further, defaulting a mortgage loan is a risk that has been calculated through decades using statistical models. READ MORE

  5. 4. An Empirical Study on the Reversal Interest Rate

    University essay from KTH/Matematisk statistik

    Author : Pontus Berglund; Daniel Kamangar; [2020]
    Keywords : reversal interest rate; effective lower bound; negative interest rates; monetary policy transmission; interest rate pass-through; bank lending;

    Abstract : Previous research suggests that a policy interest rate cut below the reversal interest rate reverses the intended effect of monetary policy and becomes contractionary for lending. This paper is an empirical investigation into whether the reversal interest rate was breached in the Swedish negative interest rate environment between February 2015 and July 2016. READ MORE

  6. 5. Forecast Modelling of Future Events that Affect the Repayment Capacity of Mortgages

    University essay from KTH/Hälsoinformatik och logistik

    Author : Alexander Nordlund; Niklas Ålander; [2019]
    Keywords : Mortgage calculator; forecast modelling; loss of income; pension; foreign currency; depreciation; interest rate; left-to-live-on; surplus; deficit; Boendekalkyl; prognosmodellering; inkomstbortfall; pension; utländsk valuta; värdeminskning; ränta; kvar att leva på; överskott; underskott;

    Abstract : The Swedish Financial Supervisory Authority introduced new guidelines and regulations on March 1, 2019. These regulations induced Swedish banks and other creditors to consider future events as a mean to improve their ability to determine the risk of debtors. A forecast generator was created as a tool to accomplish this. READ MORE