Essays about: "competition in a banking sector"

Showing result 1 - 5 of 28 essays containing the words competition in a banking sector.

  1. 1. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  2. 2. Behavioral Patterns of Sweden ́s Millennials in Their Investment Activities for Fintech Product Development : An Empirical Study of Millennial Consumers in Sweden

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Asmik Arakelian; Kira Zhukova; [2022]
    Keywords : Fintech; Personal Investing; Personal Savings; Behavioural Research; Product Development; Fintech; Personlig Investering; Personligt Sparande; Beteendeforskning; Produktutveckling;

    Abstract : With the development of technologies, as well as the introduction of new regulations, the banking sector is facing increasing competition from Fintech startups and companies. This weakens the monopoly of banks on financial services, which can now be provided by various kinds of companies. READ MORE

  3. 3. Peer-to-Peer lending and the Traditional banking industry : The relationship in the Swedish market from a managerial perspective

    University essay from Umeå universitet/Företagsekonomi

    Author : Karl Johan August Skoog; Carl William Simon Tollnerius; [2022]
    Keywords : Peer-to-peer lending; P2P lending; Traditional banking; FinTech; Financial institutions; Crowdfunding; Clayton Cristensen´s theory of disruption.;

    Abstract : Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking statement and numerous arguments could be made for its inevitable demise in the faceof the fast moving and highly innovative Fintech industry, the fact remains that the traditionalbanking industry still serves as the primary financial intermediary when it comes to almost all ofour financial needs. But what if this wasn't the case? The rise of the Fintech industry has broughtwith it a tidal wave of new innovations and technologies that have in more recent yearschallenged the traditional banking industries' unassailable position in the credit market. READ MORE

  4. 4. Does competition in the EU banking market lead to lower interest margins? : A panel data analysis on how market competition affects banks interest margin across EU countries

    University essay from Södertörns högskola/Nationalekonomi

    Author : Daniel Henriksson; Anna Ottosson; [2021]
    Keywords : Bank; Interest margin; Market concentration; European Union; Bank; Räntemarginal; Marknadskoncentration; Europeiska unionen;

    Abstract : This study analyses the bank market competition and bank interest margins in the European Union member countries banking sector during the period 2007–2019, using panel data analysis and aggregated data for each country ́s banking sector. Our starting point is the theory about market structure and two structural indexes are used as proxies of the degree of market competition. READ MORE

  5. 5. Competition and size : An empirical analysis of the Swedish banking sector

    University essay from Umeå universitet/Nationalekonomi

    Author : Cecilia Christensen; [2021]
    Keywords : ;

    Abstract : This paper employs the Panzar Rosse model to examine the competitive state in the Swedish banking sector over the period 2009-2019. In order to account for the large asset differences, this study divides the banks into two subsamples: small banks and medium to large banks, which is done on the basis of the banks’ balance sheet totals. READ MORE