Essays about: "financial crisis commercial banks"

Showing result 1 - 5 of 13 essays containing the words financial crisis commercial banks.

1. 1. Crisis or Consolidation? Predicting Bank Distress in Sweden 1917-1923

   University essay from Lunds universitet/Ekonomisk-historiska institutionen

   Author : Alexander Easton; [2021]
   Keywords : Financial Crises; Commercial Banking; Financial Instability; Bank Distress.; Business and Economics;

   Abstract : Crises are inherently connected to the strengths and functions of the financial system in creating and expanding credit (Broberg and Ögren, 2019). They are as much products of the innovation and expansion which precede them as they are a cause of the realignment and adjustment that follows them. READ MORE

3. 2. The Impact of Credit Risk Management on Profitability of Nordic Commercial Banks

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Róbert Hurka; [2017]
   Keywords : credit risk management; profitability; Nordic countries; commercial banks; loan loss provision; Business and Economics;

   Abstract : This thesis investigates credit risk management in Nordic commercial banks and its effect on profitability. Two determinants of credit risk are chosen according to relevant literature, namely loan loss provision ratio and capital adequacy ratio. Thirteen banks in total are then investigated across the 16 year time frame from 2000-2015. READ MORE

4. 3. The Expansion of Diversification activities: the Change of Cross-Selling Behavior after the Financial Crisis: A quantitative study of European commercial banks

   University essay from Göteborgs universitet/Graduate School

   Author : Charlotte Carlsson; Gloria Perdomo; [2016-09-15]
   Keywords : Cross-selling; net interest margin; diversification; interest income; non-interest income; traditional banking activities; non-traditional activities; dealership model;

   Abstract : This study investigates the change in the application of cross-selling strategies within European commercial banks by analyzing the relationship between banks net interest margins and non-interest income. Cross-selling consists of promoting additional products and services to an already existing customer with the intention of increasing the volume of earnings. READ MORE

5. 4. Demand Deposits : Valuation and Interest Rate Risk Management

   University essay from KTH/Entreprenörskap och Innovation

   Author : Yang Lu; Kevin Visvanathar; [2015]
   Keywords : demand deposits; interest rate risk; market interest rate; stochastic simulation; avistakonton; ranterisk; marknadsranta; stokastisk simulering; nuvarde; replikerande;

   Abstract : In the aftermath of the financial crisis of 2008, regulatory authorities have implemented stricter policies to ensure more prudent risk management practices among banks. Despite the growing importance of demand deposits for banks, no policies for how to adequately account for the inherent interest rate risk have been introduced. READ MORE

6. 5. European Real Estate Debt Funds – And The Nordic Institutional Investors’ Perspective

   University essay from KTH/Fastigheter och byggande

   Author : Alexander Sjögren; [2014]
   Keywords : Real estate debt funds; capital structure; Institutional investors; Fastighetskreditfonder; Kapitalstruktur; Institutionella investerare;

   Abstract : European banks have as a result of the latest financial crisis and regulations such as Basel III started to decrease their liquidity to commercial real estate in an attempt to decrease the commercial real estate related assets in their books. The decreased lending in combination with an estimated need of refinancing of approximately €500 billion among the European commercial real estate actors in the upcoming years have forced the European commercial real estate lending market to undergo some structural changes to cope with the emerged funding gap. READ MORE